Vitals
  • Total Assets
    274.6M -0.3 %
  • Total Deposits
    246.4M 0.6 %
  • Total Net Loans
    158.5M 7.7 %
  • Net Income
    3.1M -0.6 %
  • Book Value
    24.8M -4.0 %
  • Book Value x2
    49.5M -4.0 %
  • Book Value x3
    74.3M -4.0 %
ROAA

1.128

ROAE

11.64

Efficiency Ratio

64.914

Net Interest Margin

3.643

Balance Sheet Highlights
Financial Highlights United Community Bank All Insured Commercial Banks in Minnesota
Balance Sheet $(000)
Total Assets 274,641 147,703
Total Net Loans 158,545 97,223
Total Deposits 246,393 126,600
Total Equity 24,774 15,565
Profitability
Net Income 3,064 1,683
Return on Average Assets 1.128 1.08
Return on Average Equity 11.64 9.905
Net Interest Margin 3.643 3.845
Efficiency Ratio 64.914 68.21
Noninterest Income/Revenue 14.266 13.68
Balance Sheet Ratios
Loan-to-Deposit 64.346 75.205
Securities/Assets .296 .174
Total Equity/Total Assets .09 .105
Tangible Equity/Tangible Assets .089 .103
Capital Adequacy
Tier 1 Common Capital 25,905 15,225
Tier 1 Capital 25,905 15,232
Tier 2 Capital 2,203 1,135
Total Capital 28,108 16,386
Total Risk Weighted Assets 175,843 105,251
Leverage Ratio 9.39 10.475
Common Equity Tier 1 Capital Ratio 14.73 15.3
Tier 1 Capital Ratio 14.73 15.308
Total Capital Ratio 15.98 16.398

Timeline for United Community Bank

Farmers State Bank Of Dent

Acquisition: United Community Bank acquired a new subsidiary, Farmers State Bank Of Dent, 12 years

View Profile Apr 21 2012

Perham State Bancshares, Inc.

Perham State Bancshares, Inc. became a new parent organization for United Community Bank.

View Profile Jun 22 1981

United Community Bank

United Community Bank was established 113 years ago and is currently headquartered in Perham, MN.

Jan 01 1911
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Farmers State Bank Of Dent Seller 30,271 Acquisition Discontinued 4/21/2012
Relationships Role Relationship Start Relationship End
Perham State Bancshares, Inc. Parent 12/31/1998
Perham State Bancshares, Inc. Parent 1/13/1993 12/30/1998
Perham State Bancshares, Inc. Parent 12/31/1992 1/12/1993
Perham State Bancshares, Inc. Parent 6/22/1981 12/30/1992
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