Vitals
  • Total Assets
    280.1M 14.4 %
  • Total Deposits
    250.1M 14.2 %
  • Total Net Loans
    230.1M 23.4 %
  • Net Income
    2.8M 10.8 %
  • Book Value
    23.4M 16.2 %
  • Book Value x2
    46.9M 16.2 %
  • Book Value x3
    70.3M 16.2 %
ROAA

1.095

ROAE

12.895

Efficiency Ratio

57.056

Net Interest Margin

4.523

Balance Sheet Highlights
Financial Highlights The North Salem State Bank All Insured Commercial Banks in Indiana
Balance Sheet $(000)
Total Assets 280,130 606,548
Total Net Loans 230,110 409,621
Total Deposits 250,068 497,111
Total Equity 23,445 63,292
Profitability
Net Income 2,796 6,062
Return on Average Assets 1.095 .965
Return on Average Equity 12.895 9.027
Net Interest Margin 4.523 3.682
Efficiency Ratio 57.056 66.445
Noninterest Income/Revenue 11.137 20.436
Balance Sheet Ratios
Loan-to-Deposit 92.019 79.497
Securities/Assets .079 .184
Total Equity/Total Assets .084 .104
Tangible Equity/Tangible Assets .083 .098
Capital Adequacy
Tier 1 Common Capital 23,090 60,326
Tier 1 Capital 23,090 60,328
Tier 2 Capital 2,753 4,282
Total Capital 25,843 64,608
Total Risk Weighted Assets 219,031 442,958
Leverage Ratio 8.68 10.395
Common Equity Tier 1 Capital Ratio 10.54 15.27
Tier 1 Capital Ratio 10.54 15.27
Total Capital Ratio 11.8 16.399

Timeline for The North Salem State Bank

Nssb Investments, Inc.

Nssb Investments, Inc. became a new subsidiary organization for The North Salem State Bank.

View Profile Feb 20 2008

North Salem State Bancorporation, The

North Salem State Bancorporation, The became a new parent organization for The North Salem State Bank.

View Profile Jul 21 1986

The North Salem State Bank

The North Salem State Bank was established 100 years ago and is currently headquartered in North Salem, IN.

Jul 14 1923
Relationships Role Relationship Start Relationship End
North Salem State Bancorporation, The Parent 7/21/1986
Nssb Investments, Inc. Subsidary 2/20/2008
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