Vitals
  • Total Assets
    285.2M 12.6 %
  • Total Deposits
    235.8M 17.8 %
  • Total Net Loans
    249.0M 16.5 %
  • Net Income
    2.0M 40.6 %
  • Book Value
    25.6M 7.1 %
  • Book Value x2
    51.2M 7.1 %
  • Book Value x3
    76.8M 7.1 %
ROAA

.759

ROAE

8.144

Efficiency Ratio

54.953

Net Interest Margin

3.496

Balance Sheet Highlights
Financial Highlights First Capital Bank All Insured Commercial Banks in Tennessee
Balance Sheet $(000)
Total Assets 285,240 350,717
Total Net Loans 249,027 240,957
Total Deposits 235,779 296,573
Total Equity 25,616 37,152
Profitability
Net Income 2,031 3,593
Return on Average Assets .759 .956
Return on Average Equity 8.144 8.82
Net Interest Margin 3.496 4.036
Efficiency Ratio 54.953 69.386
Noninterest Income/Revenue 1.069 17.129
Balance Sheet Ratios
Loan-to-Deposit 105.619 77.925
Securities/Assets .006 .166
Total Equity/Total Assets .09 .106
Tangible Equity/Tangible Assets .09 .103
Capital Adequacy
Tier 1 Common Capital 25,630 35,983
Tier 1 Capital 25,630 36,157
Tier 2 Capital 2,516 2,649
Total Capital 28,146 38,803
Total Risk Weighted Assets 259,354 253,332
Leverage Ratio 9.08 10.564
Common Equity Tier 1 Capital Ratio 9.88 15.215
Tier 1 Capital Ratio 9.88 15.278
Total Capital Ratio 10.85 16.362

Timeline for First Capital Bank

Germantown Capital Corporation, Inc.

Germantown Capital Corporation, Inc. became a new parent organization for First Capital Bank.

View Profile Mar 31 2008

First Capital Bank

First Capital Bank was established 20 years ago and is currently headquartered in Germantown, TN.

May 19 2003
Relationships Role Relationship Start Relationship End
Germantown Capital Corporation, Inc. Parent 3/31/2008
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