Vitals
  • Total Assets
    275.6M 8.2 %
  • Total Deposits
    236.9M 9.1 %
  • Total Net Loans
    217.2M 7.3 %
  • Net Income
    2.5M 7.6 %
  • Book Value
    28.4M -3.7 %
  • Book Value x2
    56.8M -3.7 %
  • Book Value x3
    85.2M -3.7 %
ROAA

.949

ROAE

8.972

Efficiency Ratio

57.86

Net Interest Margin

3.685

Balance Sheet Highlights
Financial Highlights Providence Bank All Insured Commercial Banks in North Carolina
Balance Sheet $(000)
Total Assets 275,585 1,412,230
Total Net Loans 217,200 1,020,122
Total Deposits 236,925 1,134,979
Total Equity 28,393 173,608
Profitability
Net Income 2,507 10,887
Return on Average Assets .949 .777
Return on Average Equity 8.972 6.782
Net Interest Margin 3.685 3.73
Efficiency Ratio 57.86 75.532
Noninterest Income/Revenue 4.088 18.66
Balance Sheet Ratios
Loan-to-Deposit 91.675 86.082
Securities/Assets .015 .132
Total Equity/Total Assets .103 .123
Tangible Equity/Tangible Assets .103 .104
Capital Adequacy
Tier 1 Common Capital 28,398 139,754
Tier 1 Capital 28,398 140,214
Tier 2 Capital 2,805 8,389
Total Capital 31,203 148,590
Total Risk Weighted Assets 224,281 1,125,721
Leverage Ratio 10.47 10.209
Common Equity Tier 1 Capital Ratio 12.66 13.055
Tier 1 Capital Ratio 12.66 13.195
Total Capital Ratio 13.91 14.232

Timeline for Providence Bank

Providence Bank

Providence Bank was established 18 years ago and is currently headquartered in Rocky Mount, NC.

Mar 14 2006
Relationships Role Relationship Start Relationship End
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