Vitals
  • Total Assets
    277.4M -0.2 %
  • Total Deposits
    245.6M -0.5 %
  • Total Net Loans
    203.0M -1.7 %
  • Net Income
    3.2M -9.1 %
  • Book Value
    26.6M 5.6 %
  • Book Value x2
    53.3M 5.6 %
  • Book Value x3
    79.9M 5.6 %
ROAA

1.222

ROAE

12.156

Efficiency Ratio

66.976

Net Interest Margin

3.759

Balance Sheet Highlights
Financial Highlights F&M Bank All Insured Commercial Banks in Nebraska
Balance Sheet $(000)
Total Assets 277,419 170,284
Total Net Loans 203,039 117,277
Total Deposits 245,613 137,686
Total Equity 26,628 18,945
Profitability
Net Income 3,225 1,911
Return on Average Assets 1.222 1.018
Return on Average Equity 12.156 9.028
Net Interest Margin 3.759 3.761
Efficiency Ratio 66.976 64.484
Noninterest Income/Revenue 19.036 12.891
Balance Sheet Ratios
Loan-to-Deposit 82.666 83.61
Securities/Assets .092 .163
Total Equity/Total Assets .096 .111
Tangible Equity/Tangible Assets .096 .107
Capital Adequacy
Tier 1 Common Capital 26,628 18,124
Tier 1 Capital 26,628 18,269
Tier 2 Capital 2,663 1,473
Total Capital 29,291 19,774
Total Risk Weighted Assets 231,180 134,666
Leverage Ratio 10.06 11.078
Common Equity Tier 1 Capital Ratio 11.52 14.674
Tier 1 Capital Ratio 11.52 14.698
Total Capital Ratio 12.67 15.794

Timeline for F&M Bank

Dakota County State Bank

Acquisition: F&M Bank acquired a new subsidiary, Dakota County State Bank, 13 years

View Profile Sep 27 2010

Farmers & Merchants State Bank Of Wayne

Acquisition: F&M Bank acquired a new subsidiary, Farmers & Merchants State Bank Of Wayne, 13 years

View Profile Sep 27 2010

West Point Bancorp, Inc.

West Point Bancorp, Inc. became a new parent organization for F&M Bank.

View Profile Mar 13 1978

F&M Bank

F&M Bank was established 93 years ago and is currently headquartered in West Point, NE.

Jan 01 1931
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Dakota County State Bank Seller 93,694 Pooling of Interests Discontinued 9/27/2010
Farmers & Merchants State Bank Of Wayne Seller 41,390 Pooling of Interests Discontinued 9/27/2010
Relationships Role Relationship Start Relationship End
West Point Bancorp, Inc. Parent 3/13/1978
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