Vitals
  • Total Assets
    299.0M 30.5 %
  • Total Deposits
    269.0M 31.3 %
  • Total Net Loans
    215.1M 37.4 %
  • Net Income
    3.5M 35.0 %
  • Book Value
    22.0M 17.6 %
  • Book Value x2
    44.0M 17.6 %
  • Book Value x3
    66.1M 17.6 %
ROAA

1.399

ROAE

17.213

Efficiency Ratio

57.863

Net Interest Margin

4.205

Balance Sheet Highlights
Financial Highlights First Bank All Insured Commercial Banks in Georgia
Balance Sheet $(000)
Total Assets 298,985 256,123
Total Net Loans 215,059 160,108
Total Deposits 268,977 221,413
Total Equity 22,018 27,434
Profitability
Net Income 3,546 2,812
Return on Average Assets 1.399 .99
Return on Average Equity 17.213 8.811
Net Interest Margin 4.205 4.031
Efficiency Ratio 57.863 72.067
Noninterest Income/Revenue 21.727 19.316
Balance Sheet Ratios
Loan-to-Deposit 79.954 70.662
Securities/Assets .173 .165
Total Equity/Total Assets .074 .107
Tangible Equity/Tangible Assets .074 .105
Capital Adequacy
Tier 1 Common Capital 22,574 26,376
Tier 1 Capital 22,574 26,452
Tier 2 Capital 2,818 1,919
Total Capital 25,392 28,453
Total Risk Weighted Assets 224,059 174,280
Leverage Ratio 7.97 10.62
Common Equity Tier 1 Capital Ratio 10.08 16.191
Tier 1 Capital Ratio 10.08 16.286
Total Capital Ratio 11.33 17.433

Timeline for First Bank

First Bank

First Bank was established 28 years ago and is currently headquartered in Dalton, GA.

Jan 08 1996

Fbd Holding Company, Inc.

Fbd Holding Company, Inc. became a new parent organization for First Bank.

View Profile Jan 08 1996
Relationships Role Relationship Start Relationship End
Fbd Holding Company, Inc. Parent 1/8/1996
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