First Bank
Dalton, GA — Non-member Bank
Active
Net Income Analysis
( % relative to Total Revenue )
Income Statement | First Bank | All Insured Commercial Banks in Georgia |
Interest and Fees on Loans | 10,312 | 8,444 |
Income from Lease Financing Receivables | — | 0 |
21 | 26 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 11 | 12 |
Income on Loans and Leases (TE) | 10,323 | 8,459 |
Investment Interest Income (TE) | 917 | 1,021 |
Total Interest Income (TE) | 11,301 | 9,876 |
Total Interest Expense | 1,093 | 962 |
Net Interest Income (TE) | 10,208 | 8,907 |
Non-Interest Income | 3,137 | 2,364 |
Adjusted Operating Income (TE) | 13,345 | 11,707 |
Non-interest Expense | 7,722 | 7,890 |
Provision for Loan & Lease Losses | — | 260 |
Pretax Operating Income (TE) | 5,623 | 3,396 |
Pretax Net Operating Income (TE) | 5,641 | 3,480 |
Applicable Income Taxes | 2,032 | 748 |
Net Operating Income | 3,546 | 2,812 |
Net Income | 3,546 | 2,812 |
Cash Dividends Declared | — | 844 |
Retained Earnings | 3,546 | 1,559 |