Vitals
  • Total Assets
    254.3M -0.2 %
  • Total Deposits
    218.3M -0.2 %
  • Total Net Loans
    146.8M -0.1 %
  • Net Income
    1.5M 24.4 %
  • Book Value
    31.6M 1.3 %
  • Book Value x2
    63.1M 1.3 %
  • Book Value x3
    94.7M 1.3 %
ROAA

.575

ROAE

4.637

Efficiency Ratio

81.646

Net Interest Margin

3.773

Balance Sheet Highlights
Financial Highlights Peoples Trust Company Of St. Albans All Insured Commercial Banks in Vermont
Balance Sheet $(000)
Total Assets 254,301 648,794
Total Net Loans 146,824 463,383
Total Deposits 218,324 516,277
Total Equity 31,555 57,514
Profitability
Net Income 1,477 5,772
Return on Average Assets .575 .886
Return on Average Equity 4.637 9.667
Net Interest Margin 3.773 3.729
Efficiency Ratio 81.646 71.728
Noninterest Income/Revenue 22.627 22.603
Balance Sheet Ratios
Loan-to-Deposit 67.251 86.778
Securities/Assets .296 .19
Total Equity/Total Assets .124 .089
Tangible Equity/Tangible Assets .122 .083
Capital Adequacy
Tier 1 Common Capital 31,525 55,438
Tier 1 Capital 31,525 55,438
Tier 2 Capital 1,954 4,741
Total Capital 33,479 60,179
Total Risk Weighted Assets 156,061 415,994
Leverage Ratio 12.25 9.017
Common Equity Tier 1 Capital Ratio 20.2 13.669
Tier 1 Capital Ratio 20.2 13.669
Total Capital Ratio 21.45 14.839

Timeline for Peoples Trust Company Of St. Albans

Peoples Trust Company Of St. Albans

Peoples Trust Company Of St. Albans was established 157 years ago and is currently headquartered in Saint Albans, VT.

Nov 12 1866
Relationships Role Relationship Start Relationship End
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