F&M Bank
West Point, NE — Non-member Bank
Active
Net Interest Margin Over Time
| Net Interest Margin | F&M Bank | All Insured Commercial Banks in Nebraska |
| 12-31-2016 | 3.759 | 3.761 |
| 09-30-2016 | 3.823 | 3.779 |
| 06-30-2016 | 3.857 | 3.748 |
| 03-31-2016 | 3.84 | 3.725 |
| 12-31-2015 | 3.764 | 3.693 |
| 09-30-2015 | 3.742 | 3.687 |
| 06-30-2015 | 3.694 | 3.66 |
| 03-31-2015 | 3.709 | 3.622 |
| 12-31-2014 | 3.669 | 3.67 |
| 09-30-2014 | 3.646 | 3.645 |
| 06-30-2014 | 3.599 | 3.609 |
| 03-31-2014 | 3.649 | 3.588 |
| 12-31-2013 | 3.529 | 3.615 |
| 09-30-2013 | 3.486 | 3.583 |
| 06-30-2013 | 3.422 | 3.532 |
| 03-31-2013 | 3.382 | 3.486 |
| 12-31-2012 | 3.412 | 3.783 |
| 09-30-2012 | 3.405 | 3.781 |
| 06-30-2012 | 3.429 | 3.767 |
| 03-31-2012 | 3.495 | 3.793 |
| 12-31-2011 | 3.441 | 3.941 |
| 09-30-2011 | 3.406 | 3.912 |
| 06-30-2011 | 3.337 | 3.852 |
| 03-31-2011 | 3.454 | 3.794 |
| 12-31-2010 | 3.758 | 4.034 |
| 09-30-2010 | 3.794 | 4.041 |
| 06-30-2010 | 3.246 | 3.99 |
| 03-31-2010 | 3.391 | 3.954 |
| 12-31-2009 | 3.594 | 3.986 |
| 09-30-2009 | 3.527 | 3.966 |
| 06-30-2009 | 3.471 | 3.902 |
| 03-31-2009 | 3.438 | 3.897 |
| 12-31-2008 | 3.473 | 3.959 |
| 09-30-2008 | 3.387 | 3.941 |
| 06-30-2008 | 3.43 | 3.892 |
| 03-31-2008 | 3.418 | 3.875 |
| 12-31-2007 | 3.794 | 4.033 |
| 09-30-2007 | 3.804 | 4.03 |
| 06-30-2007 | 3.728 | 4.018 |
| 03-31-2007 | 3.773 | 3.998 |
| 12-31-2006 | 3.869 | 4.149 |
| 09-30-2006 | 3.879 | 4.15 |
| 06-30-2006 | 3.961 | 4.153 |
| 03-31-2006 | 3.905 | 4.146 |
| 12-31-2005 | 3.984 | 4.245 |
| 09-30-2005 | 4.052 | 4.239 |
| 06-30-2005 | 4.025 | 4.211 |
| 03-31-2005 | 3.978 | 4.168 |
| 12-31-2004 | 3.867 | 4.244 |
| 09-30-2004 | 3.841 | 4.213 |
| 06-30-2004 | 3.884 | 4.164 |
| 03-31-2004 | 3.912 | 4.154 |
| 12-31-2003 | 3.783 | 4.214 |
| 09-30-2003 | 3.785 | 4.196 |
| 06-30-2003 | 3.788 | 4.15 |
| 03-31-2003 | 3.785 | 4.155 |
| 12-31-2002 | 4.197 | 4.366 |