Vitals
  • Total Assets
    277.1M 7.7 %
  • Total Deposits
    231.7M 8.3 %
  • Total Net Loans
    208.7M 5.4 %
  • Net Income
    3.7M 19.7 %
  • Book Value
    40.3M 6.4 %
  • Book Value x2
    80.6M 6.4 %
  • Book Value x3
    121.0M 6.4 %
ROAA

1.405

ROAE

9.354

Efficiency Ratio

56.595

Net Interest Margin

4.532

Balance Sheet Highlights
Financial Highlights Surrey Bank & Trust All Insured Commercial Banks in North Carolina
Balance Sheet $(000)
Total Assets 277,056 1,412,230
Total Net Loans 208,690 1,020,122
Total Deposits 231,699 1,134,979
Total Equity 40,322 173,608
Profitability
Net Income 3,695 10,887
Return on Average Assets 1.405 .777
Return on Average Equity 9.354 6.782
Net Interest Margin 4.532 3.73
Efficiency Ratio 56.595 75.532
Noninterest Income/Revenue 19.161 18.66
Balance Sheet Ratios
Loan-to-Deposit 90.069 86.082
Securities/Assets .019 .132
Total Equity/Total Assets .146 .123
Tangible Equity/Tangible Assets .144 .104
Capital Adequacy
Tier 1 Common Capital 38,666 139,754
Tier 1 Capital 38,666 140,214
Tier 2 Capital 2,652 8,389
Total Capital 41,318 148,590
Total Risk Weighted Assets 209,706 1,125,721
Leverage Ratio 14.13 10.209
Common Equity Tier 1 Capital Ratio 18.44 13.055
Tier 1 Capital Ratio 18.44 13.195
Total Capital Ratio 19.7 14.232

Timeline for Surrey Bank & Trust

Surrey Bancorp

Surrey Bancorp became a new parent organization for Surrey Bank & Trust.

View Profile May 01 2003

Freedom Finance Llc

Freedom Finance Llc became a new subsidiary organization for Surrey Bank & Trust.

View Profile May 01 2003

Surrey Investment Services, Inc.

Surrey Investment Services, Inc. became a new subsidiary organization for Surrey Bank & Trust.

View Profile May 01 2003

Surrey Bank & Trust

Surrey Bank & Trust was established 27 years ago and is currently headquartered in Mount Airy, NC.

Jul 22 1996
Relationships Role Relationship Start Relationship End
Surrey Bancorp Parent 5/1/2003
Freedom Finance Llc Subsidary 5/1/2003
Surrey Investment Services, Inc. Subsidary 6/30/2007
Surrey Investment Services, Inc. Subsidary 5/1/2003 6/29/2007
Similar Organizations
Organization City State Total Assets
Providence Bank
 		Rocky Mount NC 268.1M
The Scottdale Bank & Trust Company
 		Scottdale PA 266.6M
Enterprise Bank
 		Allison Park PA 269.7M
Citizens Bank & Trust Company
 		Plaquemine LA 265.7M
Ann Arbor State Bank
 		Ann Arbor MI 270.5M
First Bank
 		Dalton GA 263.5M
F&M Bank
 		West Point NE 263.4M
Pacific Alliance Bank
 		Rosemead CA 275.7M
West Town Bank & Trust
 		North Riverside IL 259.7M
Gateway Bank Of Central Florida
 		Ocala FL 276.5M