Surrey Bank & Trust
Mount Airy, NC — Non-member Bank
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Net Income Analysis
( % relative to Total Revenue )
Income Statement | Surrey Bank & Trust | All Insured Commercial Banks in North Carolina |
Interest and Fees on Loans | 11,701 | 43,859 |
Income from Lease Financing Receivables | — | 183 |
— | 287 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 148 |
Income on Loans and Leases (TE) | 11,701 | 44,236 |
Investment Interest Income (TE) | 56 | 4,769 |
Total Interest Income (TE) | 11,923 | 49,636 |
Total Interest Expense | 905 | 4,652 |
Net Interest Income (TE) | 11,018 | 44,984 |
Non-Interest Income | 2,826 | 11,387 |
Adjusted Operating Income (TE) | 13,844 | 56,298 |
Non-interest Expense | 7,835 | 38,609 |
Provision for Loan & Lease Losses | 401 | 1,359 |
Pretax Operating Income (TE) | 5,608 | 16,556 |
Pretax Net Operating Income (TE) | 5,608 | 16,646 |
Applicable Income Taxes | 1,913 | 5,112 |
Net Operating Income | 3,695 | 10,887 |
Net Income | 3,695 | 10,887 |
Cash Dividends Declared | — | 5,698 |
Retained Earnings | 3,695 | 5,606 |