United Community Bank
Perham, MN — Non-member Bank
Active
Net Income Analysis
( % relative to Total Revenue )
Income Statement | United Community Bank | All Insured Commercial Banks in Minnesota |
Interest and Fees on Loans | 8,016 | 4,864 |
Income from Lease Financing Receivables | 84 | 12 |
119 | 40 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 61 | 20 |
Income on Loans and Leases (TE) | 8,161 | 4,921 |
Investment Interest Income (TE) | 2,082 | 592 |
Total Interest Income (TE) | 10,391 | 5,709 |
Total Interest Expense | 1,085 | 508 |
Net Interest Income (TE) | 9,306 | 5,181 |
Non-Interest Income | 1,729 | 905 |
Adjusted Operating Income (TE) | 11,035 | 6,155 |
Non-interest Expense | 7,163 | 4,018 |
Provision for Loan & Lease Losses | 345 | 126 |
Pretax Operating Income (TE) | 3,527 | 1,907 |
Pretax Net Operating Income (TE) | 3,446 | 1,940 |
Applicable Income Taxes | 4 | 97 |
Net Operating Income | 3,064 | 1,682 |
Net Income | 3,064 | 1,683 |
Cash Dividends Declared | 1,903 | 1,029 |
Retained Earnings | 1,161 | 636 |