Vitals
  • Total Assets
    24.8B 6.1 %
  • Total Deposits
    19.1B 7.4 %
  • Total Net Loans
    17.8B 4.0 %
  • Net Income
    246.5M 4.4 %
  • Book Value
    4.2B 1.7 %
  • Book Value x2
    8.4B 1.7 %
  • Book Value x3
    12.6B 1.7 %
ROAA

1.022

ROAE

5.902

Efficiency Ratio

62.029

Net Interest Margin

4.164

Balance Sheet Highlights
Financial Highlights Umpqua Bank All Insured Commercial Banks in Oregon
Balance Sheet $(000)
Total Assets 24,798,295 533,599
Total Net Loans 17,760,551 367,081
Total Deposits 19,120,311 459,450
Total Equity 4,204,591 59,881
Profitability
Net Income 246,504 4,706
Return on Average Assets 1.022 1.032
Return on Average Equity 5.902 9.253
Net Interest Margin 4.164 4.17
Efficiency Ratio 62.029 71.273
Noninterest Income/Revenue 23.321 19.313
Balance Sheet Ratios
Loan-to-Deposit 92.888 81.66
Securities/Assets .109 .173
Total Equity/Total Assets .17 .112
Tangible Equity/Tangible Assets .09 .096
Capital Adequacy
Tier 1 Common Capital 2,397,449 50,574
Tier 1 Capital 2,397,449 50,574
Tier 2 Capital 137,478 4,618
Total Capital 2,534,927 55,192
Total Risk Weighted Assets 18,384,141 425,637
Leverage Ratio 10.47 10.339
Common Equity Tier 1 Capital Ratio 13.04 13.13
Tier 1 Capital Ratio 13.04 13.13
Total Capital Ratio 13.79 14.244

Timeline for Umpqua Bank

Sterling Savings Bank

Acquisition: Umpqua Bank acquired a new subsidiary, Sterling Savings Bank, 10 years

View Profile Apr 19 2014

Intervest Investment Mortgage Company

Intervest Investment Mortgage Company became a new subsidiary organization for Umpqua Bank.

View Profile Apr 19 2014

Swmn Partnership

Swmn Partnership became a new subsidiary organization for Umpqua Bank.

View Profile Apr 19 2014

Evergreen Environmental Development Corporation

Evergreen Environmental Development Corporation became a new subsidiary organization for Umpqua Bank.

View Profile Apr 19 2014

Financial Pacific Leasing, Inc.

Financial Pacific Leasing, Inc. became a new subsidiary organization for Umpqua Bank.

View Profile Jul 01 2013

Want to see more?

Complete timeline for Umpqua Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Sterling Savings Bank Seller 10,214,194 Acquisition Discontinued 4/19/2014
Circle Bank Seller 326,498 Acquisition Discontinued 11/15/2012
Nevada Security Bank Seller 492,491 Failure 6/19/2010
Rainier Pacific Bank Seller 717,806 Failure 2/27/2010
Evergreen Bank Seller 395,980 Failure 1/23/2010
Bank Of Clark County Seller 441,085 Failure 1/17/2009
Vintage Bank Seller 659,522 Acquisition Discontinued 4/27/2007
Lake Community Bank Seller 103,495 Acquisition Discontinued 6/3/2006
Western Sierra National Bank Seller 577,669 Acquisition Discontinued 6/3/2006
Auburn Community Bank Seller 135,644 Acquisition Discontinued 6/3/2006
Central California Bank Seller 460,862 Acquisition Discontinued 6/3/2006
Hb Investment Trust Seller Pooling of Interests Discontinued 1/1/2006
Humboldt Bank Seller 1,459,591 Acquisition Discontinued 7/10/2004
Centennial Bank Seller 866,810 Acquisition Discontinued 11/17/2002
Pacific State Bank Seller 53,026 Pooling of Interests Discontinued 12/31/2001
Security Bank Seller 219,806 Pooling of Interests Discontinued 12/31/2001
Lincoln Security Bank Seller 58,005 Pooling of Interests Discontinued 12/31/2001
Mckenzie State Bank Seller 31,753 Pooling of Interests Discontinued 12/31/2001
Oregon State Bank Seller 29,266 Pooling of Interests Discontinued 12/31/2001
Family Security Bank Seller 34,225 Pooling of Interests Discontinued 12/31/2001
Alliance Technology, Inc. Seller Pooling of Interests Discontinued 12/31/2001
Linn-Benton Bank Seller 115,288 Acquisition Discontinued 12/28/2001
Valley Of The Rogue Bank Seller 347,893 Pooling of Interests Discontinued 12/2/2000
Relationships Role Relationship Start Relationship End
Umpqua Holdings Corporation Parent 3/13/1999
Intervest Investment Mortgage Company Subsidary 4/19/2014
Greenleaf Subsidary 11/18/2002
Financial Pacific Leasing, Inc. Subsidary 7/1/2013
Swmn Partnership Subsidary 4/19/2014
Evergreen Environmental Development Corporation Subsidary 4/19/2014 6/30/2016
Financial Pacific Holding Corp. Subsidary 7/1/2013 7/25/2014
E.P.I. Leasing Co., Inc. Subsidary 6/30/2007 5/16/2012
E.P.I. Leasing Co., Inc. Subsidary 7/10/2004 6/29/2007
Hb Investment Trust Subsidary 7/10/2004 12/31/2005
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