Relationships	Role	Relationship Start	Relationship End
Umpqua Holdings Corporation	Parent	12/30/2001	12/30/2001
Independent Financial Network	Parent	4/1/1983	12/29/2001
Alland, Inc.	Subsidary	4/1/1983	12/15/2000
Security Data Processing Services, Inc.	Subsidary	7/16/1992	7/20/1998
Security Mortgage Company	Subsidary	2/1/1989	7/20/1998
Security Financial Insurance Company	Subsidary	2/16/1988	12/30/1997

Acquisitions & Mergers	Role	Assets	Acct Method	Type	Transaction Date
Umpqua Bank	Buyer	24,730,514	Pooling of Interests	Discontinued	12/31/2001
Coast Community Bank	Seller	9,123		Failure	1/12/1985
Citizens Bank Of North Bend	Seller	6,513		Discontinued	11/21/1983