Vitals
  • Total Assets
    14.7B 6.8 %
  • Total Deposits
    11.7B 3.6 %
  • Total Net Loans
    10.9B 4.4 %
  • Net Income
    137.7M 4.3 %
  • Book Value
    1.6B -3.4 %
  • Book Value x2
    3.1B -3.4 %
  • Book Value x3
    4.7B -3.4 %
ROAA

.971

ROAE

8.637

Efficiency Ratio

70.604

Net Interest Margin

3.527

Balance Sheet Highlights
Financial Highlights Bancorpsouth Bank All Insured Commercial Banks in Mississippi
Balance Sheet $(000)
Total Assets 14,723,604 525,484
Total Net Loans 10,863,238 348,104
Total Deposits 11,699,521 440,088
Total Equity 1,567,446 60,485
Profitability
Net Income 137,682 5,177
Return on Average Assets .971 .911
Return on Average Equity 8.637 8.357
Net Interest Margin 3.527 3.971
Efficiency Ratio 70.604 70.327
Noninterest Income/Revenue 35.738 22.171
Balance Sheet Ratios
Loan-to-Deposit 92.852 71.665
Securities/Assets .17 .197
Total Equity/Total Assets .106 .115
Tangible Equity/Tangible Assets .08 .102
Capital Adequacy
Tier 1 Common Capital 1,311,542 52,498
Tier 1 Capital 1,311,542 52,598
Tier 2 Capital 124,390 3,510
Total Capital 1,435,932 56,103
Total Risk Weighted Assets 11,992,604 380,206
Leverage Ratio 9.17 10.71
Common Equity Tier 1 Capital Ratio 10.94 16.284
Tier 1 Capital Ratio 10.94 16.342
Total Capital Ratio 11.97 17.377

Timeline for Bancorpsouth Bank

Gumtree Wholesale Insurance Brokers, Inc

Gumtree Wholesale Insurance Brokers, Inc became a new subsidiary organization for Bancorpsouth Bank.

View Profile Nov 30 2016

Bancorpsouth Bank Securities Corporation

Bancorpsouth Bank Securities Corporation became a new subsidiary organization for Bancorpsouth Bank.

View Profile Jun 10 2011

Bxs Forrest Investment Fund Llc

Bxs Forrest Investment Fund Llc became a new subsidiary organization for Bancorpsouth Bank.

View Profile Dec 07 2010

The Signature Bank

Acquisition: Bancorpsouth Bank acquired a new subsidiary, The Signature Bank, 16 years

View Profile Jul 02 2007

Bancorpsouth Community Development Corporation

Bancorpsouth Community Development Corporation became a new subsidiary organization for Bancorpsouth Bank.

View Profile Jan 04 2007

Want to see more?

Complete timeline for Bancorpsouth Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
The Signature Bank Seller 1,002,849 Pooling of Interests Discontinued 7/2/2007
American State Trust & Financial Service, Inc Seller Acquisition Discontinued 12/1/2005
American State Bank Seller 356,737 Acquisition Discontinued 12/1/2005
Premier Bank Of Brentwood Seller 152,321 Acquisition Discontinued 12/31/2004
The Business Bank Seller 165,365 Acquisition Discontinued 12/31/2004
Pinnacle Bank Seller 135,120 Acquisition Discontinued 3/1/2002
First Federal Savings And Loan Association Seller 217,186 Pooling of Interests Discontinued 11/1/2000
City Bank & Trust Of Shreveport, Louisiana Seller 135,583 Acquisition Discontinued 9/1/2000
Fredonia State Bank Seller 349,910 Acquisition Discontinued 9/1/2000
First United Bank Seller 251,747 Acquisition Discontinued 9/1/2000
The First National Bank Of El Dorado Seller 284,638 Acquisition Discontinued 9/1/2000
Merchants And Planters Bank, National Association Seller 96,342 Acquisition Discontinued 9/1/2000
The Bank Of North Arkansas Seller 84,044 Acquisition Discontinued 9/1/2000
First National Bank Of Magnolia Seller 216,902 Acquisition Discontinued 9/1/2000
Firstbank Seller 192,518 Acquisition Discontinued 9/1/2000
The Citizens National Bank Of Hope Seller 258,125 Acquisition Discontinued 9/1/2000
The City National Bank Of Fort Smith Seller 605,652 Acquisition Discontinued 9/1/2000
First Republic Bank Seller 204,533 Acquisition Discontinued 9/1/2000
First United Trust Company, National Association Seller Acquisition Discontinued 9/1/2000
The Home Bank Seller 166,984 Pooling of Interests Discontinued 2/27/1999
The First National Bank Of Opelika Seller 143,391 Pooling of Interests Discontinued 1/1/1999
Merchants Bank Seller 211,366 Pooling of Interests Discontinued 12/5/1998
First Community Bank Of The South Seller 68,800 Pooling of Interests Discontinued 10/31/1998
Highland Bank Seller 205,269 Pooling of Interests Discontinued 10/31/1998
Volunteer Bank Seller 825,785 Pooling of Interests Discontinued 6/21/1997
Iuka Guaranty Bank Seller 117,357 Acquisition Discontinued 3/1/1997
Laurel Federal Savings And Loan Association Seller 190,264 Pooling of Interests Discontinued 12/13/1996
First Federal Bank For Savings Seller 24,995 Pooling of Interests Discontinued 7/31/1995
Security Federal Savings And Loan Association Seller 162,511 Failure 4/16/1994
First Continental Leasing Corporation Seller Discontinued 12/31/1989
The American Bank Seller 23,232 Discontinued 5/28/1987
Bank Of North Mississippi Seller 14,452 Failure 4/23/1987
First Mississippi National Bank Seller 425,176 Discontinued 1/1/1987
Monroe Banking And Trust Company Seller 32,002 Discontinued 4/15/1982
Security Bank Of Hernando Seller 13,579 Discontinued 5/12/1980
Grenada Trust And Banking Company Seller 14,147 Discontinued 6/30/1974
Bank Of Olive Branch Seller 11,365 Discontinued 10/25/1973
The Bank Of West Point Seller 11,375 Discontinued 7/27/1973
The Bank Of Houston Seller Discontinued 8/12/1971
Bank Of Bruce Seller Discontinued 10/18/1968
Prentiss County Home Bank Seller Discontinued 9/19/1966
Relationships Role Relationship Start Relationship End
Bancorpsouth, Inc. Parent 12/31/1983
Bancorpsouth, Inc. Parent 7/1/1982 12/30/1983
Bancorpsouth Insurance Services Inc Subsidary 6/30/2007
Bancorpsouth Municipal Development Corporation Subsidary 6/30/2007
Gumtree Wholesale Insurance Brokers, Inc Subsidary 11/30/2016
Bancorpsouth Bank Securities Corporation Subsidary 6/10/2011
Bxs Forrest Investment Fund Llc Subsidary 12/7/2010
Bancorpsouth Community Development Corporation Subsidary 6/30/2007
Bancorpsouth Investment Services, Inc Subsidary 6/30/2007 12/1/2014
Personal Finance Corporation Subsidary 6/30/2007 12/26/2013
Century Credit Life Insurance Company Subsidary 6/30/2007 5/14/2013
Century Credit Life Insurance Company Subsidary 7/1/1982 6/29/2007
Personal Finance Corporation Subsidary 7/1/1982 6/29/2007
Bancorpsouth Insurance Services Inc Subsidary 11/15/1997 6/29/2007
Bancorpsouth Investment Services, Inc Subsidary 2/3/1999 6/29/2007
Bancorpsouth Municipal Development Corporation Subsidary 2/1/2001 6/29/2007
Bancorpsouth Community Development Corporation Subsidary 1/4/2007 6/29/2007
Bancorpsouth Mortgage Company Subsidary 3/1/2002 12/31/2003
Bancorpsouth Insurance Services Of Alabama, Inc Subsidary 1/29/1999 9/23/2002
Eagle Premium Assistance Corporation Subsidary 9/1/2000 12/31/2001
Valley Finance, Inc. Subsidary 2/27/1999 8/31/2001
Bancorpsouth Insurance Services Of Tennessee Subsidary 6/20/1997 1/16/2001
Merchants Credit Company Subsidary 12/5/1998 12/31/1999
West Tennessee Life Insurance Company Subsidary 6/21/1997 3/30/1998
Mississippi Agricultural Credit Corporation Subsidary 7/1/1982 12/31/1990
First Continental Leasing Corporation Subsidary 1/1/1987 12/30/1989
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