Vitals
  • Total Assets
    326.5M 3.4 %
  • Total Deposits
    246.6M 5.4 %
  • Total Net Loans
    255.9M 5.0 %
  • Net Income
    1.6M -0.2 %
  • Book Value
    25.3M 5.0 %
  • Book Value x2
    50.6M 5.0 %
  • Book Value x3
    75.9M 5.0 %
ROAA

.676

ROAE

8.712

Efficiency Ratio

73.966

Net Interest Margin

4.637

Balance Sheet Highlights
Financial Highlights Circle Bank All Insured Commercial Banks in California
Balance Sheet $(000)
Total Assets 326,498 663,281
Total Net Loans 255,867 404,779
Total Deposits 246,568 513,081
Total Equity 25,297 90,012
Profitability
Net Income 1,626 6,074
Return on Average Assets .676 .736
Return on Average Equity 8.712 5.68
Net Interest Margin 4.637 4.084
Efficiency Ratio 73.966 74.121
Noninterest Income/Revenue 4.238 13.166
Balance Sheet Ratios
Loan-to-Deposit 103.771 76.654
Securities/Assets .002 .164
Total Equity/Total Assets .077 .136
Tangible Equity/Tangible Assets .077 .128
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 25,278 79,110
Tier 2 Capital 2,836 5,814
Total Capital 28,114 84,908
Total Risk Weighted Assets 227,798 457,252
Leverage Ratio 7.77 11.804
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 11.1 16.575
Total Capital Ratio 12.34 17.848

Timeline for Circle Bank

Umpqua Bank

Circle Bank was acquired by Umpqua Bank 11 years

View Profile Nov 15 2012

Circle Bank

Circle Bank was established 34 years ago and is currently headquartered in Novato, CA.

Jan 22 1990
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Umpqua Bank Buyer 24,730,514 Acquisition Discontinued 11/15/2012
Relationships Role Relationship Start Relationship End
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