Vitals
  • Total Assets
    103.5M -8.4 %
  • Total Deposits
    90.3M -10.4 %
  • Total Net Loans
    74.6M -17.8 %
  • Net Income
    570000.0000 10.3 %
  • Book Value
    12.2M 23.6 %
  • Book Value x2
    24.4M 23.6 %
  • Book Value x3
    36.6M 23.6 %
ROAA

2.174

ROAE

19.142

Efficiency Ratio

45.808

Net Interest Margin

5.416

Balance Sheet Highlights
Financial Highlights Lake Community Bank All Insured Commercial Banks in California
Balance Sheet $(000)
Total Assets 103,495 523,813
Total Net Loans 74,650 409,974
Total Deposits 90,285 403,829
Total Equity 12,190 62,026
Profitability
Net Income 570 5,302
Return on Average Assets 2.174 1.515
Return on Average Equity 19.142 14.17
Net Interest Margin 5.416 4.977
Efficiency Ratio 45.808 69.95
Noninterest Income/Revenue 9.591 18.998
Balance Sheet Ratios
Loan-to-Deposit 82.683 85.349
Securities/Assets .076 .575
Total Equity/Total Assets .118 .118
Tangible Equity/Tangible Assets .118 -.191
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 12,125 52,941
Tier 2 Capital 1,085 5,884
Total Capital 13,210 58,207
Total Risk Weighted Assets 86,248 413,878
Leverage Ratio 11.56 13.439
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 14.06 17.258
Total Capital Ratio 15.32 18.405

Timeline for Lake Community Bank

Umpqua Bank

Lake Community Bank was acquired by Umpqua Bank 17 years

View Profile Jun 03 2006

Western Sierra Bancorp

Western Sierra Bancorp became a new parent organization for Lake Community Bank.

View Profile May 01 1999

Lake Community Bank

Lake Community Bank was established 39 years ago and is currently headquartered in Lakeport, CA.

Nov 15 1984
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Umpqua Bank Buyer 24,730,514 Acquisition Discontinued 6/3/2006
Relationships Role Relationship Start Relationship End
Western Sierra Bancorp Parent 5/1/1999 6/2/2006
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