Vitals
  • Total Assets
    91.3M 16.1 %
  • Total Deposits
    83.3M 17.4 %
  • Total Net Loans
    73.0M 10.1 %
  • Net Income
    407000.0000 35.7 %
  • Book Value
    7.9M 3.4 %
  • Book Value x2
    15.7M 3.4 %
  • Book Value x3
    23.6M 3.4 %
ROAA

.447

ROAE

5.229

Efficiency Ratio

88.591

Net Interest Margin

3.839

Balance Sheet Highlights
Financial Highlights Coastal Bank & Trust All Insured Commercial Banks in North Carolina
Balance Sheet $(000)
Total Assets 91,338 1,412,230
Total Net Loans 73,007 1,020,122
Total Deposits 83,307 1,134,979
Total Equity 7,859 173,608
Profitability
Net Income 407 10,887
Return on Average Assets .447 .777
Return on Average Equity 5.229 6.782
Net Interest Margin 3.839 3.73
Efficiency Ratio 88.591 75.532
Noninterest Income/Revenue 13.554 18.66
Balance Sheet Ratios
Loan-to-Deposit 87.636 86.082
Securities/Assets .096 .132
Total Equity/Total Assets .086 .123
Tangible Equity/Tangible Assets .086 .104
Capital Adequacy
Tier 1 Common Capital 8,048 139,754
Tier 1 Capital 8,048 140,214
Tier 2 Capital 924 8,389
Total Capital 8,972 148,590
Total Risk Weighted Assets 73,834 1,125,721
Leverage Ratio 8.53 10.209
Common Equity Tier 1 Capital Ratio 10.9 13.055
Tier 1 Capital Ratio 10.9 13.195
Total Capital Ratio 12.15 14.232

Timeline for Coastal Bank & Trust

Coastal Bank & Trust

Coastal Bank & Trust was established 15 years ago and is currently headquartered in Jacksonville, NC.

Apr 13 2009
Relationships Role Relationship Start Relationship End
Similar Organizations
Organization City State Total Assets
Bank Of Cairo And Moberly
 		Moberly MO 99.3M
Citizens State Bank, Of Arlington
 		Arlington SD 99.7M
St. Ansgar State Bank
 		Saint Ansgar IA 100.7M
Bank Of Eufaula
 		Eufaula OK 100.8M
Bank Of Star City
 		Star City AR 90.9M
First State Bank
 		Anadarko OK 92.4M
Frontier Community Bank
 		Waynesboro VA 103.5M
Avon Co-Operative Bank
 		Avon MA 89.6M
Rushville State Bank
 		Rushville IL 96.3M
First Bank Of Chandler
 		Chandler OK 90.7M