Vitals
  • Total Assets
    110.2M 1.4 %
  • Total Deposits
    92.2M 0.9 %
  • Total Net Loans
    71.2M -3.5 %
  • Net Income
    368000.0000 -70.8 %
  • Book Value
    12.9M -0.2 %
  • Book Value x2
    25.9M -0.2 %
  • Book Value x3
    38.8M -0.2 %
ROAA

.357

ROAE

2.788

Efficiency Ratio

60.958

Net Interest Margin

3.379

Balance Sheet Highlights
Financial Highlights St. Ansgar State Bank All Insured Commercial Banks in Iowa
Balance Sheet $(000)
Total Assets 110,235 198,346
Total Net Loans 71,236 133,864
Total Deposits 92,244 165,124
Total Equity 12,934 22,060
Profitability
Net Income 368 2,310
Return on Average Assets .357 1.15
Return on Average Equity 2.788 9.92
Net Interest Margin 3.379 3.587
Efficiency Ratio 60.958 60.34
Noninterest Income/Revenue 3.832 13.494
Balance Sheet Ratios
Loan-to-Deposit 77.226 77.091
Securities/Assets .15 .197
Total Equity/Total Assets .117 .111
Tangible Equity/Tangible Assets .117 .107
Capital Adequacy
Tier 1 Common Capital 12,934 21,135
Tier 1 Capital 12,934 21,140
Tier 2 Capital 724 1,625
Total Capital 13,658 22,777
Total Risk Weighted Assets 78,882 151,308
Leverage Ratio 12.34 10.944
Common Equity Tier 1 Capital Ratio 16.4 15.631
Tier 1 Capital Ratio 16.4 15.631
Total Capital Ratio 17.31 16.675

Timeline for St. Ansgar State Bank

Stacyville Savings Bank

Acquisition: St. Ansgar State Bank acquired a new subsidiary, Stacyville Savings Bank, 38 years

View Profile Jun 01 1984

St. Ansgar Bancorporation

St. Ansgar Bancorporation became a new parent organization for St. Ansgar State Bank.

View Profile May 16 1983

St. Ansgar State Bank

St. Ansgar State Bank was established 132 years ago and is currently headquartered in Saint Ansgar, IA.

Mar 28 1891
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Stacyville Savings Bank Seller 11,750 Discontinued 6/1/1984
Relationships Role Relationship Start Relationship End
St. Ansgar Bancorporation Parent 5/16/1983
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