Lake Community Bank
Lakeport, CA — Domestic Branch of a Domestic Bank
Acquired Jun 2006
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Lake Community Bank | All Insured Commercial Banks in California |
Interest and Fees on Loans | 1,433 | 8,273 |
Income from Lease Financing Receivables | — | 1,799 |
2 | 331 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 1 | 183 |
Income on Loans and Leases (TE) | 1,434 | 8,027 |
Investment Interest Income (TE) | 106 | 2,777 |
Total Interest Income (TE) | 1,659 | 8,320 |
Total Interest Expense | 348 | 2,525 |
Net Interest Income (TE) | 1,311 | 5,793 |
Non-Interest Income | 176 | 1,951 |
Adjusted Operating Income (TE) | 1,487 | 7,387 |
Non-interest Expense | 681 | 4,139 |
Provision for Loan & Lease Losses | — | 702 |
Pretax Operating Income (TE) | 931 | 8,627 |
Pretax Net Operating Income (TE) | 931 | 8,602 |
Applicable Income Taxes | 339 | 3,346 |
Net Operating Income | 570 | 5,338 |
Net Income | 570 | 5,302 |
Cash Dividends Declared | — | 6,076 |
Retained Earnings | 570 | 3,810 |