Vitals
  • Total Assets
    659.5M 8.0 %
  • Total Deposits
    484.2M -6.1 %
  • Total Net Loans
    449.6M 5.3 %
  • Net Income
    1.4M -29.9 %
  • Book Value
    65.0M 14.9 %
  • Book Value x2
    130.0M 14.9 %
  • Book Value x3
    195.0M 14.9 %
ROAA

.852

ROAE

8.545

Efficiency Ratio

73.523

Net Interest Margin

4.745

Balance Sheet Highlights
Financial Highlights Vintage Bank All Insured Commercial Banks in California
Balance Sheet $(000)
Total Assets 659,522 540,775
Total Net Loans 449,647 435,607
Total Deposits 484,212 409,232
Total Equity 65,010 66,272
Profitability
Net Income 1,375 5,075
Return on Average Assets .852 1.339
Return on Average Equity 8.545 10.999
Net Interest Margin 4.745 4.777
Efficiency Ratio 73.523 76.688
Noninterest Income/Revenue 9.285 14.987
Balance Sheet Ratios
Loan-to-Deposit 92.862 87.796
Securities/Assets .131 .542
Total Equity/Total Assets .099 .123
Tangible Equity/Tangible Assets .099 -.219
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 66,387 57,280
Tier 2 Capital 5,225 6,226
Total Capital 71,612 62,743
Total Risk Weighted Assets 547,210 440,700
Leverage Ratio 10.29 14.649
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 12.13 18.986
Total Capital Ratio 13.09 20.117

Timeline for Vintage Bank

Umpqua Bank

Vintage Bank was acquired by Umpqua Bank 17 years

View Profile Apr 27 2007

Solano Bank

Acquisition: Vintage Bank acquired a new subsidiary, Solano Bank, 19 years

View Profile Jan 15 2005

Vintage Capital Trust

Vintage Capital Trust became a new subsidiary organization for Vintage Bank.

View Profile Feb 14 2003

North Bay Bancorp

North Bay Bancorp became a new parent organization for Vintage Bank.

View Profile Nov 01 1999

Vintage Bank

Vintage Bank was established 39 years ago and is currently headquartered in Napa, CA.

Jan 21 1985
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Umpqua Bank Buyer 24,730,514 Acquisition Discontinued 4/27/2007
Solano Bank Seller 116,454 Pooling of Interests Discontinued 1/15/2005
Relationships Role Relationship Start Relationship End
North Bay Bancorp Parent 11/1/1999 4/26/2007
Vintage Capital Trust Subsidary 2/14/2003 12/31/2006
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