Vitals
  • Total Assets
    666.2M 12.0 %
  • Total Deposits
    533.2M 17.8 %
  • Total Net Loans
    465.8M 2.4 %
  • Net Income
    11.3M 2.4 %
  • Book Value
    59.1M 2.5 %
  • Book Value x2
    118.2M 2.5 %
  • Book Value x3
    177.3M 2.5 %
ROAA

1.81

ROAE

19.225

Efficiency Ratio

55.175

Net Interest Margin

3.752

Balance Sheet Highlights
Financial Highlights First Bank Of Berne All Insured Commercial Banks in Indiana
Balance Sheet $(000)
Total Assets 666,222 606,548
Total Net Loans 465,820 409,621
Total Deposits 533,185 497,111
Total Equity 59,084 63,292
Profitability
Net Income 11,346 6,062
Return on Average Assets 1.81 .965
Return on Average Equity 19.225 9.027
Net Interest Margin 3.752 3.682
Efficiency Ratio 55.175 66.445
Noninterest Income/Revenue 17.406 20.436
Balance Sheet Ratios
Loan-to-Deposit 87.366 79.497
Securities/Assets .186 .184
Total Equity/Total Assets .089 .104
Tangible Equity/Tangible Assets .088 .098
Capital Adequacy
Tier 1 Common Capital 60,839 60,326
Tier 1 Capital 60,839 60,328
Tier 2 Capital 5,731 4,282
Total Capital 66,570 64,608
Total Risk Weighted Assets 458,359 442,958
Leverage Ratio 9.31 10.395
Common Equity Tier 1 Capital Ratio 13.27 15.27
Tier 1 Capital Ratio 13.27 15.27
Total Capital Ratio 14.52 16.399

Timeline for First Bank Of Berne

Americantrust Federal Savings Bank

Acquisition: First Bank Of Berne acquired a new subsidiary, Americantrust Federal Savings Bank, 12 years

View Profile Feb 18 2012

First Berne Holdings, Inc.

First Berne Holdings, Inc. became a new subsidiary organization for First Bank Of Berne.

View Profile May 01 2003

First Berne Financial Corporation

First Berne Financial Corporation became a new parent organization for First Bank Of Berne.

View Profile May 31 1985

First Bank Of Berne

First Bank Of Berne was established 132 years ago and is currently headquartered in Berne, IN.

Oct 21 1891
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Americantrust Federal Savings Bank Seller 99,301 Acquisition Discontinued 2/18/2012
Relationships Role Relationship Start Relationship End
First Berne Financial Corporation Parent 5/31/1985
First Berne Holdings, Inc. Subsidary 5/1/2003 2/1/2007
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