Vitals
  • Total Assets
    602.6M 2.9 %
  • Total Deposits
    446.1M 2.7 %
  • Total Net Loans
    411.5M -1.3 %
  • Net Income
    7.2M 1.4 %
  • Book Value
    69.2M 5.0 %
  • Book Value x2
    138.3M 5.0 %
  • Book Value x3
    207.5M 5.0 %
ROAA

1.212

ROAE

10.52

Efficiency Ratio

52.333

Net Interest Margin

3.656

Balance Sheet Highlights
Financial Highlights United Bank & Trust All Insured Commercial Banks in Kansas
Balance Sheet $(000)
Total Assets 602,564 161,058
Total Net Loans 411,464 97,183
Total Deposits 446,052 131,657
Total Equity 69,159 18,008
Profitability
Net Income 7,172 1,663
Return on Average Assets 1.212 .954
Return on Average Equity 10.52 8.443
Net Interest Margin 3.656 3.683
Efficiency Ratio 52.333 68.374
Noninterest Income/Revenue 9.124 15.013
Balance Sheet Ratios
Loan-to-Deposit 92.246 72.321
Securities/Assets .2 .241
Total Equity/Total Assets .115 .112
Tangible Equity/Tangible Assets .099 .109
Capital Adequacy
Tier 1 Common Capital 63,116 17,454
Tier 1 Capital 63,116 17,457
Tier 2 Capital 5,766 1,279
Total Capital 68,882 18,771
Total Risk Weighted Assets 460,736 112,595
Leverage Ratio 10.75 11.048
Common Equity Tier 1 Capital Ratio 13.7 16.94
Tier 1 Capital Ratio 13.7 16.949
Total Capital Ratio 14.95 18.109

Timeline for United Bank & Trust

Ubt Bancshares, Inc.

Ubt Bancshares, Inc. became a new parent organization for United Bank & Trust.

View Profile Feb 13 2004

Bern Bancshares, Inc.

Bern Bancshares, Inc. became a new parent organization for United Bank & Trust.

View Profile Nov 03 1999

Axtell Agency, Inc.

Axtell Agency, Inc. became a new parent organization for United Bank & Trust.

View Profile Dec 31 1970

United Bank & Trust

United Bank & Trust was established 133 years ago and is currently headquartered in Marysville, KS.

Jul 01 1890
Relationships Role Relationship Start Relationship End
Ubt Bancshares, Inc. Parent 2/13/2004
Bern Bancshares, Inc. Parent 11/3/1999 2/12/2004
Axtell Agency, Inc. Parent 3/8/1994 11/2/1999
Axtell Agency, Inc. Parent 1/6/1993 3/7/1994
Axtell Agency, Inc. Parent 12/31/1981 1/5/1993
Axtell Agency, Inc. Parent 12/31/1970 12/30/1981
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