Vitals
  • Total Assets
    639.5M 1.9 %
  • Total Deposits
    569.5M 6.6 %
  • Total Net Loans
    413.6M 2.3 %
  • Net Income
    3.8M 188.1 %
  • Book Value
    63.6M 3.2 %
  • Book Value x2
    127.1M 3.2 %
  • Book Value x3
    190.7M 3.2 %
ROAA

.598

ROAE

5.965

Efficiency Ratio

89.361

Net Interest Margin

3.615

Balance Sheet Highlights
Financial Highlights Tennessee State Bank All Insured Commercial Banks in Tennessee
Balance Sheet $(000)
Total Assets 639,533 350,717
Total Net Loans 413,593 240,957
Total Deposits 569,542 296,573
Total Equity 63,562 37,152
Profitability
Net Income 3,769 3,593
Return on Average Assets .598 .956
Return on Average Equity 5.965 8.82
Net Interest Margin 3.615 4.036
Efficiency Ratio 89.361 69.386
Noninterest Income/Revenue 13.659 17.129
Balance Sheet Ratios
Loan-to-Deposit 72.619 77.925
Securities/Assets .175 .166
Total Equity/Total Assets .099 .106
Tangible Equity/Tangible Assets .099 .103
Capital Adequacy
Tier 1 Common Capital 64,971 35,983
Tier 1 Capital 64,971 36,157
Tier 2 Capital 5,214 2,649
Total Capital 70,185 38,803
Total Risk Weighted Assets 468,038 253,332
Leverage Ratio 10.15 10.564
Common Equity Tier 1 Capital Ratio 13.88 15.215
Tier 1 Capital Ratio 13.88 15.278
Total Capital Ratio 15 16.362

Timeline for Tennessee State Bank

Smoky Mountain Holdings, Inc.

Smoky Mountain Holdings, Inc. became a new subsidiary organization for Tennessee State Bank.

View Profile Feb 01 2003

Tsb Insurance Agency, Inc.

Tsb Insurance Agency, Inc. became a new subsidiary organization for Tennessee State Bank.

View Profile Mar 12 1992

Tennessee State Bancshares, Inc.

Tennessee State Bancshares, Inc. became a new parent organization for Tennessee State Bank.

View Profile Jan 30 1987

Tennessee National Bancshares, Inc.

Tennessee National Bancshares, Inc. became a new parent organization for Tennessee State Bank.

View Profile Sep 01 1982

Tennessee State Bank

Tennessee State Bank was established 51 years ago and is currently headquartered in Pigeon Forge, TN.

Jun 19 1972
Relationships Role Relationship Start Relationship End
Tennessee State Bancshares, Inc. Parent 11/15/2001
Tennessee State Bancshares, Inc. Parent 1/30/1987 11/14/2001
Tennessee National Bancshares, Inc. Parent 9/1/1982 10/1/1986
Tsb Insurance Agency, Inc. Subsidary 6/30/2007
Tsb Insurance Agency, Inc. Subsidary 3/12/1992 6/29/2007
Smoky Mountain Holdings, Inc. Subsidary 2/1/2003 6/30/2003
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