Vitals
  • Total Assets
    546.2M 3.0 %
  • Total Deposits
    488.5M 3.5 %
  • Total Net Loans
    344.9M 6.7 %
  • Net Income
    3.0M 11.9 %
  • Book Value
    52.0M -2.1 %
  • Book Value x2
    104.0M -2.1 %
  • Book Value x3
    155.9M -2.1 %
ROAA

.573

ROAE

5.739

Efficiency Ratio

84.34

Net Interest Margin

3.673

Balance Sheet Highlights
Financial Highlights Uwharrie Bank All Insured Commercial Banks in North Carolina
Balance Sheet $(000)
Total Assets 546,231 1,412,230
Total Net Loans 344,946 1,020,122
Total Deposits 488,525 1,134,979
Total Equity 51,982 173,608
Profitability
Net Income 3,029 10,887
Return on Average Assets .573 .777
Return on Average Equity 5.739 6.782
Net Interest Margin 3.673 3.73
Efficiency Ratio 84.34 75.532
Noninterest Income/Revenue 30.396 18.66
Balance Sheet Ratios
Loan-to-Deposit 70.61 86.082
Securities/Assets .216 .132
Total Equity/Total Assets .095 .123
Tangible Equity/Tangible Assets .072 .104
Capital Adequacy
Tier 1 Common Capital 42,677 139,754
Tier 1 Capital 53,300 140,214
Tier 2 Capital 2,707 8,389
Total Capital 56,007 148,590
Total Risk Weighted Assets 383,640 1,125,721
Leverage Ratio 10 10.209
Common Equity Tier 1 Capital Ratio 11.12 13.055
Tier 1 Capital Ratio 13.89 13.195
Total Capital Ratio 14.6 14.232

Timeline for Uwharrie Bank

Anson Bank & Trust Co.

Acquisition: Uwharrie Bank acquired a new subsidiary, Anson Bank & Trust Co., 10 years

View Profile Sep 01 2013

Cabarrus Bank & Trust Company

Acquisition: Uwharrie Bank acquired a new subsidiary, Cabarrus Bank & Trust Company, 10 years

View Profile Sep 01 2013

Cabarrus Bank & Trust Company

Uwharrie Bank was acquired by Cabarrus Bank & Trust Company 21 years

View Profile Apr 11 2003

Gateway Mortgage, Inc.

Gateway Mortgage, Inc. became a new subsidiary organization for Uwharrie Bank.

View Profile Sep 12 2000

Bos Agency, Inc.

Bos Agency, Inc. became a new subsidiary organization for Uwharrie Bank.

View Profile Nov 01 1993

Want to see more?

Complete timeline for Uwharrie Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Anson Bank & Trust Co. Seller 64,124 Pooling of Interests Discontinued 9/1/2013
Cabarrus Bank & Trust Company Seller 126,323 Pooling of Interests Discontinued 9/1/2013
Cabarrus Bank & Trust Company Buyer 126,323 Split 4/11/2003
Relationships Role Relationship Start Relationship End
Uwharrie Capital Corp Parent 7/1/1993
Strategic Alliance Corporation, The Subsidary 6/30/2007
Bos Agency, Inc. Subsidary 6/30/2007
Gateway Mortgage, Inc. Subsidary 6/30/2007
Strategic Alliance Corporation, The Subsidary 7/1/1993 6/29/2007
Bos Agency, Inc. Subsidary 11/1/1993 6/29/2007
Gateway Mortgage, Inc. Subsidary 9/12/2000 6/29/2007
Corporate Data Services, Inc. Subsidary 7/1/1993 6/30/2001
Similar Organizations
Organization City State Total Assets
Triumph Bank
 		Memphis TN 556.8M
Lindell Bank & Trust Company
 		St. Louis MO 541.0M
Greenfield Co-Operative Bank
 		Greenfield MA 567.9M
Atlantic Community Bankers Bank
 		Camp Hill PA 578.2M
Platte Valley Bank
 		Scottsbluff NE 530.7M
Gnb Bank
 		Grundy Center IA 524.7M
Mission Bank
 		Bakersfield CA 521.6M
Pacific Commerce Bank
 		Los Angeles CA 551.8M
United Bank & Trust
 		Marysville KS 581.6M
Clear Mountain Bank
 		Bruceton Mills WV 548.5M