Vitals
  • Total Assets
    539.2M 52.6 %
  • Total Deposits
    458.4M 61.4 %
  • Total Net Loans
    419.8M 38.3 %
  • Net Income
    3.9M 149.8 %
  • Book Value
    63.7M 49.9 %
  • Book Value x2
    127.4M 49.9 %
  • Book Value x3
    191.1M 49.9 %
ROAA

.763

ROAE

6.293

Efficiency Ratio

70.176

Net Interest Margin

4.249

Balance Sheet Highlights
Financial Highlights Pacific Commerce Bank All Insured Commercial Banks in California
Balance Sheet $(000)
Total Assets 539,197 1,346,313
Total Net Loans 419,811 907,793
Total Deposits 458,445 1,084,972
Total Equity 63,687 169,778
Profitability
Net Income 3,874 12,577
Return on Average Assets .763 .955
Return on Average Equity 6.293 8.072
Net Interest Margin 4.249 3.784
Efficiency Ratio 70.176 64.937
Noninterest Income/Revenue 12.508 13.682
Balance Sheet Ratios
Loan-to-Deposit 91.573 83.983
Securities/Assets .141
Total Equity/Total Assets .118 .126
Tangible Equity/Tangible Assets .097 .113
Capital Adequacy
Tier 1 Common Capital 52,983 147,337
Tier 1 Capital 52,983 147,552
Tier 2 Capital 3,662 11,893
Total Capital 56,645 160,236
Total Risk Weighted Assets 440,089 1,009,488
Leverage Ratio 9.87 11.256
Common Equity Tier 1 Capital Ratio 12.04 14.697
Tier 1 Capital Ratio 12.04 14.792
Total Capital Ratio 12.87 16.005

Timeline for Pacific Commerce Bank

Proamerica Bank

Acquisition: Pacific Commerce Bank acquired a new subsidiary, Proamerica Bank, 8 years

View Profile May 21 2016

Pacific Commerce Bancorp

Pacific Commerce Bancorp became a new parent organization for Pacific Commerce Bank.

View Profile Oct 31 2015

Vibra Bank

Acquisition: Pacific Commerce Bank acquired a new subsidiary, Vibra Bank, 9 years

View Profile Apr 08 2015

Pacific Commerce Bank

Pacific Commerce Bank was established 21 years ago and is currently headquartered in Los Angeles, CA.

Oct 10 2002
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Proamerica Bank Seller 185,196 Acquisition Discontinued 5/21/2016
Vibra Bank Seller 133,563 Acquisition Discontinued 4/8/2015
Relationships Role Relationship Start Relationship End
Pacific Commerce Bancorp Parent 10/31/2015
Similar Organizations
Organization City State Total Assets
Uwharrie Bank
 		Albemarle NC 550.4M
Triumph Bank
 		Memphis TN 556.8M
Lindell Bank & Trust Company
 		St. Louis MO 541.0M
Greenfield Co-Operative Bank
 		Greenfield MA 567.9M
Atlantic Community Bankers Bank
 		Camp Hill PA 578.2M
Platte Valley Bank
 		Scottsbluff NE 530.7M
Gnb Bank
 		Grundy Center IA 524.7M
United Bank & Trust
 		Marysville KS 581.6M
Mission Bank
 		Bakersfield CA 521.6M
Clear Mountain Bank
 		Bruceton Mills WV 548.5M