Vitals
  • Total Assets
    133.6M -11.0 %
  • Total Deposits
    118.5M -13.0 %
  • Total Net Loans
    93.4M -8.3 %
  • Net Income
    -38000.0000 -174.5 %
  • Book Value
    14.5M 8.0 %
  • Book Value x2
    29.1M 8.0 %
  • Book Value x3
    43.6M 8.0 %
ROAA

-.113

ROAE

-1.047

Efficiency Ratio

98.703

Net Interest Margin

4.115

Balance Sheet Highlights
Financial Highlights Vibra Bank All Insured Commercial Banks in California
Balance Sheet $(000)
Total Assets 133,563 1,141,652
Total Net Loans 93,352 745,754
Total Deposits 118,521 876,134
Total Equity 14,546 155,095
Profitability
Net Income -38 2,866
Return on Average Assets -.113 .833
Return on Average Equity -1.047 6.872
Net Interest Margin 4.115 3.757
Efficiency Ratio 98.703 71.861
Noninterest Income/Revenue 19.396 14.582
Balance Sheet Ratios
Loan-to-Deposit 78.764 81.123
Securities/Assets .027 .124
Total Equity/Total Assets .109 .136
Tangible Equity/Tangible Assets .104 .127
Capital Adequacy
Tier 1 Common Capital 13,647 129,124
Tier 1 Capital 13,647 130,851
Tier 2 Capital 857 10,231
Total Capital 14,504 141,548
Total Risk Weighted Assets 68,130 826,659
Leverage Ratio 10.19 11.785
Common Equity Tier 1 Capital Ratio 20.03 15.588
Tier 1 Capital Ratio 20.03 15.852
Total Capital Ratio 21.29 17.121

Timeline for Vibra Bank

Pacific Commerce Bank

Vibra Bank was acquired by Pacific Commerce Bank 9 years

View Profile Apr 08 2015

Kedap, S.A. De C.V.

Kedap, S.A. De C.V. became a new parent organization for Vibra Bank.

View Profile Feb 24 2015

Vibra Bank

Vibra Bank was established 15 years ago and is currently headquartered in Chula Vista, CA.

Jul 10 2008
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Pacific Commerce Bank Buyer 551,811 Acquisition Discontinued 4/8/2015
Relationships Role Relationship Start Relationship End
Kedap, S.A. De C.V. Parent 2/24/2015 4/7/2015
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