Vintage Bank
Napa, CA — Domestic Branch of a Domestic Bank
Acquired Apr 2007
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Vintage Bank | All Insured Commercial Banks in California |
Interest and Fees on Loans | 8,572 | 9,956 |
Income from Lease Financing Receivables | — | 2,003 |
— | 511 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 255 |
Income on Loans and Leases (TE) | 8,572 | 9,497 |
Investment Interest Income (TE) | 1,001 | 2,912 |
Total Interest Income (TE) | 10,132 | 9,565 |
Total Interest Expense | 3,124 | 3,531 |
Net Interest Income (TE) | 7,008 | 6,072 |
Non-Interest Income | 1,037 | 1,686 |
Adjusted Operating Income (TE) | 8,045 | 7,528 |
Non-interest Expense | 5,915 | 4,269 |
Provision for Loan & Lease Losses | — | 1,011 |
Pretax Operating Income (TE) | 2,130 | 8,248 |
Pretax Net Operating Income (TE) | 2,130 | 8,306 |
Applicable Income Taxes | 683 | 3,093 |
Net Operating Income | 1,375 | 5,128 |
Net Income | 1,375 | 5,075 |
Cash Dividends Declared | — | 8,714 |
Retained Earnings | 1,375 | 3,161 |