Vitals
  • Total Assets
    377.9M 4.1 %
  • Total Deposits
    293.6M 3.8 %
  • Total Net Loans
    163.4M -2.0 %
  • Net Income
    2.3M -11.1 %
  • Book Value
    57.3M 7.8 %
  • Book Value x2
    114.6M 7.8 %
  • Book Value x3
    171.9M 7.8 %
ROAA

.813

ROAE

5.39

Efficiency Ratio

66.444

Net Interest Margin

3.855

Balance Sheet Highlights
Financial Highlights Traders & Farmers Bank All Insured Commercial Banks in Alabama
Balance Sheet $(000)
Total Assets 377,895 262,366
Total Net Loans 163,389 153,206
Total Deposits 293,557 221,747
Total Equity 57,288 31,740
Profitability
Net Income 2,276 1,948
Return on Average Assets .813 .919
Return on Average Equity 5.39 7.567
Net Interest Margin 3.855 3.875
Efficiency Ratio 66.444 69.018
Noninterest Income/Revenue 5.943 15.504
Balance Sheet Ratios
Loan-to-Deposit 55.658 65.063
Securities/Assets .485 .233
Total Equity/Total Assets .152 .121
Tangible Equity/Tangible Assets .152 .119
Capital Adequacy
Tier 1 Common Capital 56,044 30,064
Tier 1 Capital 56,044 30,064
Tier 2 Capital 2,322 1,856
Total Capital 58,366 31,916
Total Risk Weighted Assets 209,698 178,436
Leverage Ratio 14.85 11.795
Common Equity Tier 1 Capital Ratio 26.73 18.994
Tier 1 Capital Ratio 26.73 18.999
Total Capital Ratio 27.83 20.08

Timeline for Traders & Farmers Bank

Tfb Mortgage Company, Inc.

Tfb Mortgage Company, Inc. became a new subsidiary organization for Traders & Farmers Bank.

View Profile Sep 24 2009

Tfb Financial Services

Tfb Financial Services became a new subsidiary organization for Traders & Farmers Bank.

View Profile Mar 17 2009

Traders & Farmers Bancshares, Inc.

Traders & Farmers Bancshares, Inc. became a new parent organization for Traders & Farmers Bank.

View Profile Oct 31 2006

Traders & Farmers Bank

Traders & Farmers Bank was established 118 years ago and is currently headquartered in Haleyville, AL.

Jan 06 1906
Relationships Role Relationship Start Relationship End
Traders & Farmers Bancshares, Inc. Parent 10/31/2006
Tfb Financial Services Subsidary 3/17/2009
Tfb Mortgage Company, Inc. Subsidary 9/24/2009
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