Vitals
  • Total Assets
    220.6M 12.9 %
  • Total Deposits
    197.4M 13.7 %
  • Total Net Loans
    78.4M 5.4 %
  • Net Income
    2.7M 5.5 %
  • Book Value
    22.7M 7.8 %
  • Book Value x2
    45.5M 7.8 %
  • Book Value x3
    68.2M 7.8 %
ROAA

1.32

ROAE

12.308

Efficiency Ratio

66.045

Net Interest Margin

3.597

Balance Sheet Highlights
Financial Highlights Town And Country Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 220,645 270,488
Total Net Loans 78,439 140,296
Total Deposits 197,403 233,841
Total Equity 22,727 28,379
Profitability
Net Income 2,700 2,731
Return on Average Assets 1.32 1.008
Return on Average Equity 12.308 9.334
Net Interest Margin 3.597 3.849
Efficiency Ratio 66.045 70.289
Noninterest Income/Revenue 27.22 15.896
Balance Sheet Ratios
Loan-to-Deposit 39.736 57.321
Securities/Assets .397 .242
Total Equity/Total Assets .103 .105
Tangible Equity/Tangible Assets .103 .101
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 20,132 25,523
Tier 2 Capital 1,167 1,755
Total Capital 21,299 27,342
Total Risk Weighted Assets 92,928 156,339
Leverage Ratio 9.4 10.018
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 21.66 18.348
Total Capital Ratio 22.92 19.445

Timeline for Town And Country Bank

Interbank

Town And Country Bank was acquired by Interbank 11 years

View Profile Jan 25 2013

Town And Country Mortgage Company

Town And Country Mortgage Company became a new subsidiary organization for Town And Country Bank.

View Profile May 07 1992

Town And Country Bancshares, Inc.

Town And Country Bancshares, Inc. became a new parent organization for Town And Country Bank.

View Profile Dec 24 1981

Town And Country Bank

Town And Country Bank was established 46 years ago and is currently headquartered in Stephenville, TX.

Mar 01 1978
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Interbank Buyer 2,889,348 Acquisition Discontinued 1/25/2013
Relationships Role Relationship Start Relationship End
Town And Country Bancshares, Inc. Parent 12/24/1981 1/24/2013
Town And Country Mortgage Company Subsidary 6/30/2007 1/24/2013
Town And Country Mortgage Company Subsidary 5/7/1992 6/29/2007
Similar Organizations
Organization City State Total Assets
Cattaraugus County Bank
 		Little Valley NY 221.5M
Bank Of Frankewing
 		Frankewing TN 221.6M
Oregon Coast Bank
 		Newport OR 222.8M
The Harvard State Bank
 		Harvard IL 218.4M
The Bank Of Fincastle
 		Fincastle VA 224.6M
First Trust & Savings Bank Of Albany, Illinois
 		Albany IL 216.3M
Citizens Bank Of Ada
 		Ada OK 216.0M
Ireland Bank
 		Malad City ID 215.4M
Pcsb Bank
 		Clarinda IA 215.3M
Esb Financial
 		Emporia KS 215.2M