Town And Country Bank
Stephenville, TX — Domestic Branch of a Domestic Bank
Acquired Jan 2013
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Town And Country Bank | All Insured Commercial Banks in Texas |
Interest and Fees on Loans | 4,577 | 8,119 |
Income from Lease Financing Receivables | — | 2 |
78 | 28 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 40 | 14 |
Income on Loans and Leases (TE) | 4,617 | 8,164 |
Investment Interest Income (TE) | 2,666 | 1,734 |
Total Interest Income (TE) | 7,337 | 10,261 |
Total Interest Expense | 448 | 1,206 |
Net Interest Income (TE) | 6,889 | 8,996 |
Non-Interest Income | 2,744 | 1,939 |
Adjusted Operating Income (TE) | 9,633 | 11,125 |
Non-interest Expense | 6,362 | 7,515 |
Provision for Loan & Lease Losses | 137 | 363 |
Pretax Operating Income (TE) | 3,134 | 3,231 |
Pretax Net Operating Income (TE) | 3,322 | 3,458 |
Applicable Income Taxes | — | 344 |
Net Operating Income | 2,700 | 2,744 |
Net Income | 2,700 | 2,731 |
Cash Dividends Declared | 1,024 | 1,135 |
Retained Earnings | 1,676 | 1,395 |