Vitals
  • Total Assets
    720.5M 16.2 %
  • Total Deposits
    591.3M 24.2 %
  • Total Net Loans
    594.3M 18.7 %
  • Net Income
    5.7M 22.9 %
  • Book Value
    65.6M 9.6 %
  • Book Value x2
    131.2M 9.6 %
  • Book Value x3
    196.8M 9.6 %
ROAA

.866

ROAE

9.115

Efficiency Ratio

56.692

Net Interest Margin

3.654

Balance Sheet Highlights
Financial Highlights The Westchester Bank All Insured Commercial Banks in New York
Balance Sheet $(000)
Total Assets 720,459 1,637,033
Total Net Loans 594,282 1,047,955
Total Deposits 591,346 1,296,950
Total Equity 65,605 187,165
Profitability
Net Income 5,721 13,254
Return on Average Assets .866 .773
Return on Average Equity 9.115 7.506
Net Interest Margin 3.654 3.19
Efficiency Ratio 56.692 65.064
Noninterest Income/Revenue 3.03 18.239
Balance Sheet Ratios
Loan-to-Deposit 100.497 73.986
Securities/Assets .092 .167
Total Equity/Total Assets .091 .114
Tangible Equity/Tangible Assets .091 .109
Capital Adequacy
Tier 1 Common Capital 65,547 154,500
Tier 1 Capital 65,547 155,066
Tier 2 Capital 7,470 9,750
Total Capital 73,017 168,084
Total Risk Weighted Assets 593,840 1,138,832
Leverage Ratio 9.34 10.188
Common Equity Tier 1 Capital Ratio 11.04 16.458
Tier 1 Capital Ratio 11.04 16.551
Total Capital Ratio 12.3 17.647

Timeline for The Westchester Bank

The Westchester Bank

The Westchester Bank was established 15 years ago and is currently headquartered in Yonkers, NY.

Jun 18 2008

Westchester Bank Holding Corporation, The

Westchester Bank Holding Corporation, The became a new parent organization for The Westchester Bank.

View Profile Jun 18 2008
Relationships Role Relationship Start Relationship End
Westchester Bank Holding Corporation, The Parent 6/18/2008
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