Vitals
  • Total Assets
    740.3M 12.2 %
  • Total Deposits
    603.0M 21.7 %
  • Total Net Loans
    490.9M -2.5 %
  • Net Income
    43.9M 3.0 %
  • Book Value
    123.0M 8.4 %
  • Book Value x2
    246.0M 8.4 %
  • Book Value x3
    369.0M 8.4 %
ROAA

6.391

ROAE

35.422

Efficiency Ratio

17.384

Net Interest Margin

7.09

Balance Sheet Highlights
Financial Highlights State Bank Of Texas All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 740,328 358,087
Total Net Loans 490,853 213,533
Total Deposits 602,959 308,027
Total Equity 122,990 38,740
Profitability
Net Income 43,853 3,845
Return on Average Assets 6.391 1.025
Return on Average Equity 35.422 9.415
Net Interest Margin 7.09 3.773
Efficiency Ratio 17.384 66.762
Noninterest Income/Revenue 16.53 16.375
Balance Sheet Ratios
Loan-to-Deposit 81.407 65.494
Securities/Assets .135 .214
Total Equity/Total Assets .166 .108
Tangible Equity/Tangible Assets .166 .104
Capital Adequacy
Tier 1 Common Capital 123,811 37,278
Tier 1 Capital 123,811 37,303
Tier 2 Capital 6,366 2,526
Total Capital 130,177 39,866
Total Risk Weighted Assets 617,962 237,367
Leverage Ratio 17.16 10.563
Common Equity Tier 1 Capital Ratio 20.04 18.073
Tier 1 Capital Ratio 20.04 18.097
Total Capital Ratio 21.07 19.169

Timeline for State Bank Of Texas

The National Republic Bank Of Chicago

Acquisition: State Bank Of Texas acquired a new subsidiary, The National Republic Bank Of Chicago, 9 years

View Profile Oct 25 2014

Millennium State Bank Of Texas

Acquisition: State Bank Of Texas acquired a new subsidiary, Millennium State Bank Of Texas, 14 years

View Profile Jul 03 2009

Sbt Bancshares, Inc.

Sbt Bancshares, Inc. became a new parent organization for State Bank Of Texas.

View Profile Jun 13 2009

Sbt Bancshares Of Delaware, Inc.

Sbt Bancshares Of Delaware, Inc. became a new parent organization for State Bank Of Texas.

View Profile Feb 25 2005

First National Bank Of Garland

Acquisition: State Bank Of Texas acquired a new subsidiary, First National Bank Of Garland, 34 years

View Profile Mar 30 1990

Want to see more?

Complete timeline for State Bank Of Texas is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
The National Republic Bank Of Chicago Seller 843,118 Failure 10/25/2014
Millennium State Bank Of Texas Seller 118,601 Failure 7/3/2009
First National Bank Of Garland Seller 9,394 Failure 3/30/1990
Relationships Role Relationship Start Relationship End
Sbt Bancshares, Inc. Parent 6/13/2009
Sbt Bancshares Of Delaware, Inc. Parent 2/25/2005 6/12/2009
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