Vitals
  • Total Assets
    708.2M 15.2 %
  • Total Deposits
    627.8M 19.9 %
  • Total Net Loans
    465.6M 9.5 %
  • Net Income
    10.9M -2.1 %
  • Book Value
    60.7M 6.8 %
  • Book Value x2
    121.5M 6.8 %
  • Book Value x3
    182.2M 6.8 %
ROAA

1.647

ROAE

17.796

Efficiency Ratio

51.247

Net Interest Margin

3.747

Balance Sheet Highlights
Financial Highlights Citizens Alliance Bank All Insured Commercial Banks in Minnesota
Balance Sheet $(000)
Total Assets 708,184 147,703
Total Net Loans 465,611 97,223
Total Deposits 627,836 126,600
Total Equity 60,727 15,565
Profitability
Net Income 10,899 1,683
Return on Average Assets 1.647 1.08
Return on Average Equity 17.796 9.905
Net Interest Margin 3.747 3.845
Efficiency Ratio 51.247 68.21
Noninterest Income/Revenue 8.646 13.68
Balance Sheet Ratios
Loan-to-Deposit 74.161 75.205
Securities/Assets .171 .174
Total Equity/Total Assets .086 .105
Tangible Equity/Tangible Assets .075 .103
Capital Adequacy
Tier 1 Common Capital 54,637 15,225
Tier 1 Capital 54,637 15,232
Tier 2 Capital 6,067 1,135
Total Capital 60,704 16,386
Total Risk Weighted Assets 545,469 105,251
Leverage Ratio 8.13 10.475
Common Equity Tier 1 Capital Ratio 10.02 15.3
Tier 1 Capital Ratio 10.02 15.308
Total Capital Ratio 11.13 16.398

Timeline for Citizens Alliance Bank

First Bank Of Lincoln

Acquisition: Citizens Alliance Bank acquired a new subsidiary, First Bank Of Lincoln, 8 years

View Profile Apr 23 2016

First Valley Bank

Acquisition: Citizens Alliance Bank acquired a new subsidiary, First Valley Bank, 10 years

View Profile Apr 26 2014

First State Bank Of Murdock

Acquisition: Citizens Alliance Bank acquired a new subsidiary, First State Bank Of Murdock, 11 years

View Profile May 18 2013

Security State Bank Of Howard Lake

Acquisition: Citizens Alliance Bank acquired a new subsidiary, Security State Bank Of Howard Lake, 12 years

View Profile Oct 15 2011

Yellow Medicine County Bank

Acquisition: Citizens Alliance Bank acquired a new subsidiary, Yellow Medicine County Bank, 17 years

View Profile May 01 2007

Want to see more?

Complete timeline for Citizens Alliance Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First Bank Of Lincoln Seller 24,055 Pooling of Interests Discontinued 4/23/2016
First Valley Bank Seller 51,732 Pooling of Interests Discontinued 4/26/2014
First State Bank Of Murdock Seller 11,129 Pooling of Interests Discontinued 5/18/2013
Security State Bank Of Howard Lake Seller 79,388 Pooling of Interests Discontinued 10/15/2011
Yellow Medicine County Bank Seller 78,822 Pooling of Interests Discontinued 5/1/2007
First State Bank, Lake Lillian, Minnesota Seller 101,303 Pooling of Interests Discontinued 10/1/2005
Security State Bank Of Maynard Seller 7,271 Discontinued 4/1/1991
Americana State Bank Of Clara City Seller 8,095 Discontinued 9/1/1987
Relationships Role Relationship Start Relationship End
Forstrom Bancorporation, Inc. Parent 6/13/1983
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