Vitals
  • Total Assets
    686.8M 5.4 %
  • Total Deposits
    579.8M 5.5 %
  • Total Net Loans
    538.5M 13.7 %
  • Net Income
    9.5M 29.2 %
  • Book Value
    69.8M 8.7 %
  • Book Value x2
    139.5M 8.7 %
  • Book Value x3
    209.3M 8.7 %
ROAA

1.444

ROAE

14.088

Efficiency Ratio

73.249

Net Interest Margin

4.483

Balance Sheet Highlights
Financial Highlights Peoples Bank Of Alabama All Insured Commercial Banks in Alabama
Balance Sheet $(000)
Total Assets 686,777 266,812
Total Net Loans 538,538 157,006
Total Deposits 579,761 227,200
Total Equity 69,765 30,855
Profitability
Net Income 9,512 2,603
Return on Average Assets 1.444 .91
Return on Average Equity 14.088 7.525
Net Interest Margin 4.483 3.872
Efficiency Ratio 73.249 69.238
Noninterest Income/Revenue 33.19 15.218
Balance Sheet Ratios
Loan-to-Deposit 92.89 65.031
Securities/Assets .093 .23
Total Equity/Total Assets .102 .116
Tangible Equity/Tangible Assets .095 .114
Capital Adequacy
Tier 1 Common Capital 67,404 30,655
Tier 1 Capital 67,404 30,655
Tier 2 Capital 7,756 1,864
Total Capital 75,160 32,526
Total Risk Weighted Assets 620,342 184,216
Leverage Ratio 10.14 11.829
Common Equity Tier 1 Capital Ratio 10.87 18.757
Tier 1 Capital Ratio 10.87 18.762
Total Capital Ratio 12.12 19.824

Timeline for Peoples Bank Of Alabama

Generations Bank

Acquisition: Peoples Bank Of Alabama acquired a new subsidiary, Generations Bank, 9 years

View Profile Aug 16 2014

Altrust Billing Services, Inc.

Altrust Billing Services, Inc. became a new subsidiary organization for Peoples Bank Of Alabama.

View Profile Oct 23 1996

Altrust Travel Services, Inc.

Altrust Travel Services, Inc. became a new subsidiary organization for Peoples Bank Of Alabama.

View Profile Aug 23 1996

Altus Federal Savings Bank

Acquisition: Peoples Bank Of Alabama acquired a new subsidiary, Altus Federal Savings Bank, 29 years

View Profile May 21 1994

Southern Insurance Of Cullman, Inc.

Southern Insurance Of Cullman, Inc. became a new subsidiary organization for Peoples Bank Of Alabama.

View Profile Dec 28 1993

Want to see more?

Complete timeline for Peoples Bank Of Alabama is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Generations Bank Seller 79,483 Pooling of Interests Discontinued 8/16/2014
Altus Federal Savings Bank Seller 313,951 Failure 5/21/1994
Relationships Role Relationship Start Relationship End
Altrust Financial Services, Inc. Parent 3/31/1987
Southern Insurance Of Cullman, Inc. Subsidary 12/28/1993 12/29/2003
Altrust Billing Services, Inc. Subsidary 10/23/1996 12/31/2001
Altrust Travel Services, Inc. Subsidary 8/23/1996 12/31/1998
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