Vitals
  • Total Assets
    673.6M 3.2 %
  • Total Deposits
    570.8M 1.5 %
  • Total Net Loans
    489.8M 6.7 %
  • Net Income
    11.6M -1.6 %
  • Book Value
    72.2M 6.7 %
  • Book Value x2
    144.5M 6.7 %
  • Book Value x3
    216.7M 6.7 %
ROAA

1.71

ROAE

16.26

Efficiency Ratio

59.951

Net Interest Margin

3.986

Balance Sheet Highlights
Financial Highlights Ouachita Independent Bank All Insured Commercial Banks in Louisiana
Balance Sheet $(000)
Total Assets 673,585 340,347
Total Net Loans 489,769 227,146
Total Deposits 570,841 291,952
Total Equity 72,248 36,108
Profitability
Net Income 11,561 3,221
Return on Average Assets 1.71 .994
Return on Average Equity 16.26 8.993
Net Interest Margin 3.986 4.112
Efficiency Ratio 59.951 68.63
Noninterest Income/Revenue 16.208 14.204
Balance Sheet Ratios
Loan-to-Deposit 85.798 74.405
Securities/Assets .198 .197
Total Equity/Total Assets .107 .106
Tangible Equity/Tangible Assets .107 .105
Capital Adequacy
Tier 1 Common Capital 72,671 35,803
Tier 1 Capital 72,671 36,059
Tier 2 Capital 4,988 2,443
Total Capital 77,659 38,519
Total Risk Weighted Assets 541,597 245,733
Leverage Ratio 10.67 10.776
Common Equity Tier 1 Capital Ratio 13.42 16.476
Tier 1 Capital Ratio 13.42 16.481
Total Capital Ratio 14.34 17.491

Timeline for Ouachita Independent Bank

Bankers Mortgage Center, Inc.

Bankers Mortgage Center, Inc. became a new subsidiary organization for Ouachita Independent Bank.

View Profile Mar 31 2005

Oib Financial Services, Inc.

Oib Financial Services, Inc. became a new subsidiary organization for Ouachita Independent Bank.

View Profile Nov 30 1999

Ouachita Independent Bank

Ouachita Independent Bank was established 27 years ago and is currently headquartered in Monroe, LA.

Mar 03 1997

Ouachita Bancshares Corp.

Ouachita Bancshares Corp. became a new parent organization for Ouachita Independent Bank.

View Profile Mar 03 1997
Relationships Role Relationship Start Relationship End
Ouachita Bancshares Corp. Parent 3/3/1997
Bankers Mortgage Center, Inc. Subsidary 6/30/2007
Oib Financial Services, Inc. Subsidary 6/30/2007 12/6/2010
Oib Financial Services, Inc. Subsidary 11/30/1999 6/29/2007
Bankers Mortgage Center, Inc. Subsidary 3/31/2005 6/29/2007
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