Ouachita Independent Bank
Monroe, LA — Non-member Bank
Active
Net Income Analysis
( % relative to Total Revenue )
| Income Statement | Ouachita Independent Bank | All Insured Commercial Banks in Louisiana |
| Interest and Fees on Loans | 24,140 | 12,249 |
| Income from Lease Financing Receivables | 19 | 0 |
| 14 | 11 | |
| Estimated Tax Benefit from Tax-Exempt Loan Income | 8 | 5 |
| Income on Loans and Leases (TE) | 24,167 | 12,303 |
| Investment Interest Income (TE) | 3,776 | 1,723 |
| Total Interest Income (TE) | 28,133 | 14,309 |
| Total Interest Expense | 2,703 | 1,286 |
| Net Interest Income (TE) | 25,430 | 13,025 |
| Non-Interest Income | 5,442 | 2,369 |
| Adjusted Operating Income (TE) | 30,872 | 15,580 |
| Non-interest Expense | 18,508 | 10,422 |
| Provision for Loan & Lease Losses | 162 | 665 |
| Pretax Operating Income (TE) | 12,202 | 3,985 |
| Pretax Net Operating Income (TE) | 12,202 | 4,088 |
| Applicable Income Taxes | — | 519 |
| Net Operating Income | 11,561 | 3,221 |
| Net Income | 11,561 | 3,221 |
| Cash Dividends Declared | 4,671 | 1,724 |
| Retained Earnings | 6,890 | 1,267 |