The Westchester Bank
Yonkers, NY — Non-member Bank
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Net Income Analysis
( % relative to Total Revenue )
Income Statement | The Westchester Bank | All Insured Commercial Banks in New York |
Interest and Fees on Loans | 24,375 | 41,190 |
Income from Lease Financing Receivables | 74 | 11 |
— | 99 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 52 |
Income on Loans and Leases (TE) | 24,449 | 41,538 |
Investment Interest Income (TE) | 2,453 | 6,772 |
Total Interest Income (TE) | 27,137 | 51,262 |
Total Interest Expense | 3,426 | 6,465 |
Net Interest Income (TE) | 23,711 | 44,373 |
Non-Interest Income | 848 | 11,435 |
Adjusted Operating Income (TE) | 24,559 | 60,531 |
Non-interest Expense | 13,923 | 38,074 |
Provision for Loan & Lease Losses | 1,700 | 2,203 |
Pretax Operating Income (TE) | 8,936 | 19,351 |
Pretax Net Operating Income (TE) | 8,972 | 20,027 |
Applicable Income Taxes | 2,692 | 5,930 |
Net Operating Income | 5,721 | 13,255 |
Net Income | 5,721 | 13,254 |
Cash Dividends Declared | — | 2,280 |
Retained Earnings | 5,721 | 7,706 |