Vitals
  • Total Assets
    119.8M -0.3 %
  • Total Deposits
    100.7M -3.0 %
  • Total Net Loans
    44.8M -22.5 %
  • Net Income
    220000.0000 -12.0 %
  • Book Value
    9.2M 2.8 %
  • Book Value x2
    18.4M 2.8 %
  • Book Value x3
    27.6M 2.8 %
ROAA

.716

ROAE

10.044

Efficiency Ratio

71.427

Net Interest Margin

3.804

Balance Sheet Highlights
Financial Highlights The State National Bank Of Frankfort All Insured Commercial Banks in Kentucky
Balance Sheet $(000)
Total Assets 119,781 133,432
Total Net Loans 44,771 86,171
Total Deposits 100,672 108,076
Total Equity 9,184 13,607
Profitability
Net Income 220 571
Return on Average Assets .716 1.252
Return on Average Equity 10.044 12.505
Net Interest Margin 3.804 4.077
Efficiency Ratio 71.427 64.083
Noninterest Income/Revenue 6.061 12.503
Balance Sheet Ratios
Loan-to-Deposit 44.472 78.092
Securities/Assets .547 .385
Total Equity/Total Assets .077 .102
Tangible Equity/Tangible Assets .077 .044
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 8,152 12,752
Tier 2 Capital 775 1,017
Total Capital 8,927 13,776
Total Risk Weighted Assets 61,516 87,046
Leverage Ratio 6.63 9.722
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 13.25 15.488
Total Capital Ratio 14.51 16.67

Timeline for The State National Bank Of Frankfort

Whitaker Bank

The State National Bank Of Frankfort was acquired by Whitaker Bank 20 years

View Profile May 22 2004

Whitaker Bank Corporation Of Kentucky

Whitaker Bank Corporation Of Kentucky became a new parent organization for The State National Bank Of Frankfort.

View Profile Jan 01 1994

State National Leasing Corporation

State National Leasing Corporation became a new subsidiary organization for The State National Bank Of Frankfort.

View Profile Feb 11 1991

Whitaker Bancorp, Inc.

Whitaker Bancorp, Inc. became a new parent organization for The State National Bank Of Frankfort.

View Profile Sep 30 1988

State National Bancorp Of Frankfort, Inc.

State National Bancorp Of Frankfort, Inc. became a new parent organization for The State National Bank Of Frankfort.

View Profile Mar 16 1984

Want to see more?

Complete timeline for The State National Bank Of Frankfort is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Whitaker Bank Buyer 1,336,466 Pooling of Interests Discontinued 5/22/2004
Relationships Role Relationship Start Relationship End
Whitaker Bank Corporation Of Kentucky Parent 1/1/1994 5/21/2004
Whitaker Bancorp, Inc. Parent 9/30/1988 12/31/1993
State National Bancorp Of Frankfort, Inc. Parent 3/16/1984 9/29/1988
State National Leasing Corporation Subsidary 2/11/1991 5/21/2004
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