Vitals
  • Total Assets
    10.5B
  • Total Deposits
    6.0B
  • Total Net Loans
    3.6B
  • Net Income
    112.7M
  • Book Value
    653.1M
  • Book Value x2
    1.3B
  • Book Value x3
    2.0B
ROAA

1.334

ROAE

23.443

Efficiency Ratio

29.375

Net Interest Margin

2.301

Balance Sheet Highlights
Financial Highlights The Roslyn Savings Bank All Insured Savings Banks in New York
Balance Sheet $(000)
Total Assets 10,457,980 2,326,662
Total Net Loans 3,580,594 1,110,690
Total Deposits 6,010,107 1,404,213
Total Equity 653,315 246,902
Profitability
Net Income 112,698 25,001
Return on Average Assets 1.334 .95
Return on Average Equity 23.443 9.82
Net Interest Margin 2.301 3.605
Efficiency Ratio 29.375 62.46
Noninterest Income/Revenue 5.082 9.288
Balance Sheet Ratios
Loan-to-Deposit 59.576 73.207
Securities/Assets .612 .575
Total Equity/Total Assets .062 .106
Tangible Equity/Tangible Assets .062 .042
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 667,301 208,345
Tier 2 Capital 47,949 16,842
Total Capital 715,250 225,456
Total Risk Weighted Assets 4,943,536 1,290,960
Leverage Ratio 5.86 9.112
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 13.5 16.31
Total Capital Ratio 14.47 17.279

Timeline for The Roslyn Savings Bank

New York Community Bank

The Roslyn Savings Bank was acquired by New York Community Bank 20 years

View Profile Nov 01 2003

Roosevelt Savings Bank

Acquisition: The Roslyn Savings Bank acquired a new subsidiary, Roosevelt Savings Bank, 25 years

View Profile Feb 17 1999

Roslyn Bancorp, Inc.

Roslyn Bancorp, Inc. became a new parent organization for The Roslyn Savings Bank.

View Profile Jan 10 1997

Riverhead Savings Bank

Acquisition: The Roslyn Savings Bank acquired a new subsidiary, Riverhead Savings Bank, 31 years

View Profile Jun 13 1992

The Roslyn Savings Bank

The Roslyn Savings Bank was established 148 years ago and is currently headquartered in Roslyn, NY.

Jan 01 1876
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
New York Community Bank Buyer 45,898,609 Acquisition Discontinued 11/1/2003
Roosevelt Savings Bank Seller 4,079,873 Pooling of Interests Discontinued 2/17/1999
Riverhead Savings Bank Seller 388,806 Failure 6/13/1992
Relationships Role Relationship Start Relationship End
Roslyn Bancorp, Inc. Parent 1/10/1997 10/31/2003
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