Net Income Analysis ( % relative to Total Revenue )
Income Statement The Roslyn Savings Bank All Insured Savings Banks in New York
Interest and Fees on Loans 158,272 57,142
Income from Lease Financing Receivables 18 2,104
— 241
Estimated Tax Benefit from Tax-Exempt Loan Income — 117
Income on Loans and Leases (TE) 158,290 57,320
Investment Interest Income (TE) 251,224 25,752
Total Interest Income (TE) 413,057 87,899
Total Interest Expense 224,460 33,239
Net Interest Income (TE) 188,597 54,661
Non-Interest Income 22,116 9,000
Adjusted Operating Income (TE) 210,713 63,661
Non-interest Expense 61,896 28,020
Provision for Loan & Lease Losses 1,000 920
Pretax Operating Income (TE) 147,817 35,337
Pretax Net Operating Income (TE) 160,530 37,697
Applicable Income Taxes 47,832 12,512
Net Operating Income 112,698 25,001
Net Income 112,698 25,001
Cash Dividends Declared 20,881 55,024
Retained Earnings 91,817 20,116