Vitals
  • Total Assets
    487.5M -0.7 %
  • Total Deposits
    405.6M -1.9 %
  • Total Net Loans
    265.6M 11.1 %
  • Net Income
    2.7M 2.6 %
  • Book Value
    51.4M 8.0 %
  • Book Value x2
    102.8M 8.0 %
  • Book Value x3
    154.2M 8.0 %
ROAA

.721

ROAE

7.448

Efficiency Ratio

70.854

Net Interest Margin

3.573

Balance Sheet Highlights
Financial Highlights The Peoples State Bank All Insured Commercial Banks in Louisiana
Balance Sheet $(000)
Total Assets 487,540 252,725
Total Net Loans 265,586 153,605
Total Deposits 405,637 215,640
Total Equity 51,416 27,347
Profitability
Net Income 2,743 2,072
Return on Average Assets .721 1.117
Return on Average Equity 7.448 10.4
Net Interest Margin 3.573 4.228
Efficiency Ratio 70.854 67.645
Noninterest Income/Revenue 14.961 14.22
Balance Sheet Ratios
Loan-to-Deposit 65.474 67.352
Securities/Assets .334 .238
Total Equity/Total Assets .105 .108
Tangible Equity/Tangible Assets .1 .107
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 45,671 25,761
Tier 2 Capital 3,580 1,801
Total Capital 49,251 27,571
Total Risk Weighted Assets 320,858 162,057
Leverage Ratio 9.33 10.505
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 14.23 17.421
Total Capital Ratio 15.35 18.51

Timeline for The Peoples State Bank

Midsouth Bank, National Association

The Peoples State Bank was acquired by Midsouth Bank, National Association 11 years

View Profile Dec 29 2012

Magnolia State Mortgage, Llc

Magnolia State Mortgage, Llc became a new subsidiary organization for The Peoples State Bank.

View Profile Dec 16 2011

Psb Services Corporation

Psb Services Corporation became a new subsidiary organization for The Peoples State Bank.

View Profile Feb 07 2008

Peoples General Agency Inc

Peoples General Agency Inc became a new subsidiary organization for The Peoples State Bank.

View Profile Nov 20 2000

First Bank Of Natchitoches And Trust Company

Acquisition: The Peoples State Bank acquired a new subsidiary, First Bank Of Natchitoches And Trust Company, 26 years

View Profile Jun 21 1997

Want to see more?

Complete timeline for The Peoples State Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Midsouth Bank, National Association Buyer 1,953,585 Acquisition Discontinued 12/29/2012
First Bank Of Natchitoches And Trust Company Seller 31,394 Acquisition Discontinued 6/21/1997
Red River Federal Savings And Loan Association Seller 3,744 Failure 5/18/1991
Liberty Bank And Trust Company Seller 12,588 Failure 6/27/1987
Pelican State Bank Seller 7,188 Failure 6/26/1987
Bank Of Pleasant Hill Seller 5,767 Discontinued 1/1/1985
Relationships Role Relationship Start Relationship End
Psb Financial Corporation Parent 6/30/1987 12/28/2012
Psb Financial Corporation Parent 12/31/1986 6/29/1987
Psb Financial Corporation Parent 9/30/1985 12/30/1986
Psb Financial Corporation Parent 6/3/1985 9/29/1985
Psb Financial Corporation Parent 5/31/1985 6/2/1985
Psb Financial Corporation Parent 12/5/1984 5/30/1985
Psb Financial Corporation Parent 10/18/1984 12/4/1984
Psb Financial Corporation Parent 4/3/1984 10/17/1984
Psb Financial Corporation Parent 1/6/1984 4/2/1984
Psb Services Corporation Subsidary 2/7/2008 12/28/2012
Magnolia State Mortgage, Llc Subsidary 12/16/2011 12/28/2012
Peoples General Agency Inc Subsidary 11/20/2000 3/27/2002
Community Financial & Mortgage Services Subsidary 3/20/1989 12/31/1999
Progressive Acceptance Corporation Subsidary 11/23/1994 7/31/1995
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