Vitals
  • Total Assets
    381.7M 6.1 %
  • Total Deposits
    308.4M 4.3 %
  • Total Net Loans
    276.8M 8.6 %
  • Net Income
    4.0M 10.6 %
  • Book Value
    39.8M 5.4 %
  • Book Value x2
    79.6M 5.4 %
  • Book Value x3
    119.4M 5.4 %
ROAA

1.079

ROAE

10.104

Efficiency Ratio

49.7

Net Interest Margin

3.489

Balance Sheet Highlights
Financial Highlights The Peoples State Bank Of Newton, Illinois All Insured Commercial Banks in Illinois
Balance Sheet $(000)
Total Assets 381,669 290,894
Total Net Loans 276,781 191,278
Total Deposits 308,384 246,407
Total Equity 39,814 31,125
Profitability
Net Income 3,965 2,670
Return on Average Assets 1.079 .919
Return on Average Equity 10.104 8.247
Net Interest Margin 3.489 3.499
Efficiency Ratio 49.7 67.9
Noninterest Income/Revenue 12.417 16.598
Balance Sheet Ratios
Loan-to-Deposit 89.752 72.669
Securities/Assets .215 .191
Total Equity/Total Assets .104 .107
Tangible Equity/Tangible Assets .102 .103
Capital Adequacy
Tier 1 Common Capital 39,366 29,670
Tier 1 Capital 39,366 29,720
Tier 2 Capital 2,217 2,112
Total Capital 41,583 31,905
Total Risk Weighted Assets 312,716 212,461
Leverage Ratio 10.37 10.62
Common Equity Tier 1 Capital Ratio 12.59 16.313
Tier 1 Capital Ratio 12.59 16.329
Total Capital Ratio 13.3 17.341

Timeline for The Peoples State Bank Of Newton, Illinois

Sumner Branch

Acquisition: The Peoples State Bank Of Newton, Illinois acquired a new subsidiary, Sumner Branch , 22 years

View Profile Nov 09 2002

First National Bank In Newton

Acquisition: The Peoples State Bank Of Newton, Illinois acquired a new subsidiary, First National Bank In Newton, 23 years

View Profile Aug 18 2001

The Peoples State Bank Of Newton, Illinois

The Peoples State Bank Of Newton, Illinois was established 149 years ago and is currently headquartered in Newton, IL.

Jan 01 1875
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Sumner Branch Seller Acquisition Charter Retained 11/9/2002
First National Bank In Newton Seller 35,357 Acquisition Discontinued 8/18/2001
Relationships Role Relationship Start Relationship End
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