Vitals
  • Total Assets
    60.4M -1.4 %
  • Total Deposits
    53.2M -1.6 %
  • Total Net Loans
    25.0M 1.8 %
  • Net Income
    513000.0000 -16.6 %
  • Book Value
    7.1M 2.3 %
  • Book Value x2
    14.2M 2.3 %
  • Book Value x3
    21.4M 2.3 %
ROAA

.853

ROAE

7.051

Efficiency Ratio

67.481

Net Interest Margin

3.873

Balance Sheet Highlights
Financial Highlights The Peoples Savings Bank All Insured Commercial Banks in Ohio
Balance Sheet $(000)
Total Assets 60,426 361,398
Total Net Loans 24,994 246,196
Total Deposits 53,247 299,385
Total Equity 7,121 40,120
Profitability
Net Income 513 3,580
Return on Average Assets .853 .879
Return on Average Equity 7.051 7.888
Net Interest Margin 3.873 3.69
Efficiency Ratio 67.481 68.453
Noninterest Income/Revenue 7.361 19.831
Balance Sheet Ratios
Loan-to-Deposit 46.94 76.786
Securities/Assets .426 .197
Total Equity/Total Assets .118 .111
Tangible Equity/Tangible Assets .118 .102
Capital Adequacy
Tier 1 Common Capital 7,068 37,120
Tier 1 Capital 7,068 37,403
Tier 2 Capital 299 2,742
Total Capital 7,367 40,139
Total Risk Weighted Assets 23,771 260,858
Leverage Ratio 11.86 10.639
Common Equity Tier 1 Capital Ratio 29.73 16.715
Tier 1 Capital Ratio 29.73 16.742
Total Capital Ratio 30.99 17.824

Timeline for The Peoples Savings Bank

Psb Holdings, Inc.

Psb Holdings, Inc. became a new parent organization for The Peoples Savings Bank.

View Profile Feb 29 2004

The Peoples Savings Bank

The Peoples Savings Bank was established 113 years ago and is currently headquartered in New Matamoras, OH.

Jul 11 1911
Relationships Role Relationship Start Relationship End
Psb Holdings, Inc. Parent 2/29/2004
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