Net Income Analysis ( % relative to Total Revenue )
Income Statement The Peoples Savings Bank All Insured Commercial Banks in Ohio
Interest and Fees on Loans 1,587 11,386
Income from Lease Financing Receivables — 4
— 64
Estimated Tax Benefit from Tax-Exempt Loan Income — 32
Income on Loans and Leases (TE) 1,587 11,434
Investment Interest Income (TE) 699 1,894
Total Interest Income (TE) 2,341 13,519
Total Interest Expense 119 1,284
Net Interest Income (TE) 2,222 12,235
Non-Interest Income 186 3,344
Adjusted Operating Income (TE) 2,408 15,563
Non-interest Expense 1,625 10,269
Provision for Loan & Lease Losses 18 364
Pretax Operating Income (TE) 765 4,973
Pretax Net Operating Income (TE) 778 5,081
Applicable Income Taxes 126 1,163
Net Operating Income 513 3,580
Net Income 513 3,580
Cash Dividends Declared 200 1,534
Retained Earnings 313 1,881