Vitals
  • Total Assets
    554.6M -0.1 %
  • Total Deposits
    490.1M -1.3 %
  • Total Net Loans
    366.0M 1.7 %
  • Net Income
    4.5M 3.0 %
  • Book Value
    61.7M 8.9 %
  • Book Value x2
    123.5M 8.9 %
  • Book Value x3
    185.2M 8.9 %
ROAA

1.074

ROAE

9.949

Efficiency Ratio

64.784

Net Interest Margin

3.979

Balance Sheet Highlights
Financial Highlights The Monticello Banking Company All Insured Commercial Banks in Kentucky
Balance Sheet $(000)
Total Assets 554,639 269,310
Total Net Loans 365,967 173,652
Total Deposits 490,137 221,056
Total Equity 61,728 31,294
Profitability
Net Income 4,504 1,976
Return on Average Assets 1.074 .966
Return on Average Equity 9.949 8.27
Net Interest Margin 3.979 3.839
Efficiency Ratio 64.784 70.852
Noninterest Income/Revenue 16.29 17.438
Balance Sheet Ratios
Loan-to-Deposit 74.666 76.981
Securities/Assets .224 .224
Total Equity/Total Assets .111 .116
Tangible Equity/Tangible Assets .111 .113
Capital Adequacy
Tier 1 Common Capital 59,739 29,217
Tier 1 Capital 59,739 29,217
Tier 2 Capital 4,913 2,080
Total Capital 64,652 31,305
Total Risk Weighted Assets 407,386 185,859
Leverage Ratio 10.75 11.372
Common Equity Tier 1 Capital Ratio 14.66 17.382
Tier 1 Capital Ratio 14.66 17.382
Total Capital Ratio 15.87 18.476

Timeline for The Monticello Banking Company

Mbc Consulting, Llc

Mbc Consulting, Llc became a new subsidiary organization for The Monticello Banking Company.

View Profile Oct 26 2004

Bank Of Clinton County, Inc.

Acquisition: The Monticello Banking Company acquired a new subsidiary, Bank Of Clinton County, Inc., 21 years

View Profile Sep 09 2002

Mutual Mortgage Company, Llc

Mutual Mortgage Company, Llc became a new subsidiary organization for The Monticello Banking Company.

View Profile Aug 14 2000

Mbc Internet, Inc.

Mbc Internet, Inc. became a new subsidiary organization for The Monticello Banking Company.

View Profile Mar 23 1999

Monticello Bankshares, Inc.

Monticello Bankshares, Inc. became a new parent organization for The Monticello Banking Company.

View Profile Aug 12 1982

Want to see more?

Complete timeline for The Monticello Banking Company is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Bank Of Clinton County, Inc. Seller 40,370 Pooling of Interests Discontinued 9/9/2002
Relationships Role Relationship Start Relationship End
Monticello Bankshares, Inc. Parent 6/30/1995
Monticello Bankshares, Inc. Parent 12/31/1984 6/29/1995
Monticello Bankshares, Inc. Parent 12/31/1983 12/30/1984
Monticello Bankshares, Inc. Parent 8/12/1982 12/30/1983
Mbc Consulting, Llc Subsidary 10/26/2004
Mbc Internet, Inc. Subsidary 6/30/2007 12/31/2007
Mbc Internet, Inc. Subsidary 3/23/1999 6/29/2007
Mutual Mortgage Company, Llc Subsidary 8/14/2000 12/31/2004
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