The Monticello Banking Company
Monticello, KY — State Member Bank
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Net Income Analysis
( % relative to Total Revenue )
Income Statement | The Monticello Banking Company | All Insured Commercial Banks in Kentucky |
Interest and Fees on Loans | 13,957 | 6,546 |
Income from Lease Financing Receivables | — | 1 |
39 | 32 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 20 | 16 |
Income on Loans and Leases (TE) | 13,977 | 6,573 |
Investment Interest Income (TE) | 3,669 | 1,255 |
Total Interest Income (TE) | 17,832 | 7,978 |
Total Interest Expense | 2,126 | 830 |
Net Interest Income (TE) | 15,706 | 7,113 |
Non-Interest Income | 3,470 | 1,685 |
Adjusted Operating Income (TE) | 19,176 | 8,937 |
Non-interest Expense | 12,423 | 6,223 |
Provision for Loan & Lease Losses | 300 | 166 |
Pretax Operating Income (TE) | 6,453 | 2,467 |
Pretax Net Operating Income (TE) | 6,740 | 2,576 |
Applicable Income Taxes | 1,075 | 347 |
Net Operating Income | 4,504 | 1,976 |
Net Income | 4,504 | 1,976 |
Cash Dividends Declared | 2,100 | 1,004 |
Retained Earnings | 2,404 | 975 |