The Monticello Banking Company
Monticello, KY — State Member Bank
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Net Interest Margin Over Time
| Net Interest Margin | The Monticello Banking Company | All Insured Commercial Banks in Kentucky |
| 09-30-2016 | 3.979 | 3.839 |
| 06-30-2016 | 3.936 | 3.83 |
| 03-31-2016 | 3.953 | 3.835 |
| 12-31-2015 | 4.038 | 3.854 |
| 09-30-2015 | 4.037 | 3.835 |
| 06-30-2015 | 4.015 | 3.805 |
| 03-31-2015 | 3.982 | 3.782 |
| 12-31-2014 | 4.138 | 3.876 |
| 09-30-2014 | 4.102 | 3.873 |
| 06-30-2014 | 4.102 | 3.849 |
| 03-31-2014 | 4.095 | 3.818 |
| 12-31-2013 | 4.077 | 3.896 |
| 09-30-2013 | 4.026 | 3.885 |
| 06-30-2013 | 4.013 | 3.859 |
| 03-31-2013 | 3.931 | 3.815 |
| 12-31-2012 | 3.999 | 3.961 |
| 09-30-2012 | 3.965 | 3.975 |
| 06-30-2012 | 3.954 | 3.973 |
| 03-31-2012 | 3.915 | 3.983 |
| 12-31-2011 | 3.73 | 4.042 |
| 09-30-2011 | 3.69 | 4.042 |
| 06-30-2011 | 3.684 | 4.015 |
| 03-31-2011 | 3.624 | 3.967 |
| 12-31-2010 | 3.856 | 3.993 |
| 09-30-2010 | 3.934 | 3.984 |
| 06-30-2010 | 3.914 | 3.944 |
| 03-31-2010 | 3.909 | 3.9 |
| 12-31-2009 | 3.99 | 3.898 |
| 09-30-2009 | 4.006 | 3.888 |
| 06-30-2009 | 3.984 | 3.871 |
| 03-31-2009 | 3.968 | 3.873 |
| 12-31-2008 | 3.816 | 3.965 |
| 09-30-2008 | 3.824 | 3.942 |
| 06-30-2008 | 3.775 | 3.916 |
| 03-31-2008 | 3.643 | 3.902 |
| 12-31-2007 | 3.704 | 4.06 |
| 09-30-2007 | 3.738 | 4.06 |
| 06-30-2007 | 3.769 | 4.061 |
| 03-31-2007 | 3.752 | 4.034 |
| 12-31-2006 | 4.149 | 4.178 |
| 09-30-2006 | 4.213 | 4.194 |
| 06-30-2006 | 4.252 | 4.174 |
| 03-31-2006 | 4.171 | 4.128 |
| 12-31-2005 | 4.422 | 4.154 |
| 09-30-2005 | 4.452 | 4.143 |
| 06-30-2005 | 4.512 | 4.12 |
| 03-31-2005 | 4.549 | 4.084 |
| 12-31-2004 | 4.568 | 4.13 |
| 09-30-2004 | 4.498 | 4.099 |
| 06-30-2004 | 4.446 | 4.081 |
| 03-31-2004 | 4.405 | 4.077 |
| 12-31-2003 | 4.283 | 4.064 |
| 09-30-2003 | 4.231 | 4.044 |
| 06-30-2003 | 4.23 | 4.039 |
| 03-31-2003 | 4.313 | 4.05 |
| 12-31-2002 | 4.678 | 4.146 |