Vitals
  • Total Assets
    147.1M -1.7 %
  • Total Deposits
    134.3M 0.5 %
  • Total Net Loans
    56.3M 26.0 %
  • Net Income
    1.3M 118.2 %
  • Book Value
    11.2M -12.6 %
  • Book Value x2
    22.4M -12.6 %
  • Book Value x3
    33.6M -12.6 %
ROAA

.905

ROAE

10.659

Efficiency Ratio

77.371

Net Interest Margin

3.04

Balance Sheet Highlights
Financial Highlights The Lyon County State Bank All Insured Commercial Banks in Kansas
Balance Sheet $(000)
Total Assets 147,146 161,058
Total Net Loans 56,256 97,183
Total Deposits 134,325 131,657
Total Equity 11,202 18,008
Profitability
Net Income 1,346 1,663
Return on Average Assets .905 .954
Return on Average Equity 10.659 8.443
Net Interest Margin 3.04 3.683
Efficiency Ratio 77.371 68.374
Noninterest Income/Revenue 33.295 15.013
Balance Sheet Ratios
Loan-to-Deposit 41.881 72.321
Securities/Assets .49 .241
Total Equity/Total Assets .076 .112
Tangible Equity/Tangible Assets .076 .109
Capital Adequacy
Tier 1 Common Capital 11,253 17,454
Tier 1 Capital 11,253 17,457
Tier 2 Capital 647 1,279
Total Capital 11,900 18,771
Total Risk Weighted Assets 63,320 112,595
Leverage Ratio 7.59 11.048
Common Equity Tier 1 Capital Ratio 17.77 16.94
Tier 1 Capital Ratio 17.77 16.949
Total Capital Ratio 18.79 18.109

Timeline for The Lyon County State Bank

First Community Bank

Acquisition: The Lyon County State Bank acquired a new subsidiary, First Community Bank, 11 years

View Profile Aug 01 2012

Admire Bank

Acquisition: The Lyon County State Bank acquired a new subsidiary, Admire Bank, 22 years

View Profile Dec 28 2001

Ottawa Bancshares, Inc.

Ottawa Bancshares, Inc. became a new parent organization for The Lyon County State Bank.

View Profile Oct 28 1987

Lyon County State Bancshares, Inc.

Lyon County State Bancshares, Inc. became a new parent organization for The Lyon County State Bank.

View Profile Mar 30 1982

The Lyon County State Bank

The Lyon County State Bank was established 110 years ago and is currently headquartered in Emporia, KS.

Jun 27 1913
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First Community Bank Seller 45,987 Acquisition Discontinued 8/1/2012
Admire Bank Seller 25,758 Pooling of Interests Discontinued 12/28/2001
Relationships Role Relationship Start Relationship End
Ottawa Bancshares, Inc. Parent 10/1/1998
Ottawa Bancshares, Inc. Parent 12/31/1993 9/30/1998
Ottawa Bancshares, Inc. Parent 12/31/1991 12/30/1993
Ottawa Bancshares, Inc. Parent 6/1/1988 12/30/1991
Ottawa Bancshares, Inc. Parent 10/28/1987 5/31/1988
Lyon County State Bancshares, Inc. Parent 3/30/1982 10/27/1987
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