Vitals
  • Total Assets
    370.5M 8.6 %
  • Total Deposits
    256.8M -5.7 %
  • Total Net Loans
    292.6M 15.4 %
  • Net Income
    445000.0000 3.2 %
  • Book Value
    37.5M 1.5 %
  • Book Value x2
    74.9M 1.5 %
  • Book Value x3
    112.4M 1.5 %
ROAA

.489

ROAE

4.816

Efficiency Ratio

76.618

Net Interest Margin

3.724

Balance Sheet Highlights
Financial Highlights The Legacy Bank All Insured Commercial Banks in Pennsylvania
Balance Sheet $(000)
Total Assets 370,514 440,558
Total Net Loans 292,640 308,203
Total Deposits 256,818 337,983
Total Equity 37,463 43,240
Profitability
Net Income 445 4,913
Return on Average Assets .489 1.047
Return on Average Equity 4.816 10.504
Net Interest Margin 3.724 3.634
Efficiency Ratio 76.618 68.841
Noninterest Income/Revenue 9.568 15.343
Balance Sheet Ratios
Loan-to-Deposit 113.948 79.815
Securities/Assets .109 .766
Total Equity/Total Assets .101 .098
Tangible Equity/Tangible Assets .08 -.13
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 29,904 39,630
Tier 2 Capital 7,517 3,910
Total Capital 37,421 43,256
Total Risk Weighted Assets 294,455 317,209
Leverage Ratio 8.38 10.222
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 10.16 15.33
Total Capital Ratio 12.71 16.538

Timeline for The Legacy Bank

First National Bank Of Pennsylvania

The Legacy Bank was acquired by First National Bank Of Pennsylvania 18 years

View Profile May 27 2006

Northern State Bank

Acquisition: The Legacy Bank acquired a new subsidiary, Northern State Bank, 21 years

View Profile Jan 01 2003

The Legacy Bank

The Legacy Bank was established 24 years ago and is currently headquartered in Harrisburg, PA.

Sep 20 1999
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First National Bank Of Pennsylvania Buyer 21,395,881 Acquisition Discontinued 5/27/2006
Northern State Bank Seller 86,414 Acquisition Discontinued 1/1/2003
Relationships Role Relationship Start Relationship End
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